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HW Magazine

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August 2016

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Women of Influence 2016

HousingWire recognizes the most influential women in housing
Some of our 2016 award winners have worked their way up in traditional mortgage companies, while others started their own businesses. They have made their mark in marketing, technology, economics, compliance, asset management, operations and business development.
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Feature Stories

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How state and local governments are constructing a solution for affordable housing

Covering the gap left by federal programs
According to Harvard University’s Joint Center for Housing Studies, the supply gap in 2015 was 400,000 units. Of course, that leads to price inflation on rental rates for existing units as well as driving developers to build. But today’s construction isn’t necessarily providing for all of tomorrow’s renters.
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From HW Magazine

The state of gender equality in housing

How does the industry increase participation by women across the board?
Gender data isn’t always reported; even when it is, there is usually a long lag time, making the information less helpful. As Morgan Stanley noted in publishing its study, “While human resources departments should have ready access to gender-related data, companies either don’t consider this metric meaningful to investors or don’t want to expose themselves, particularly when no requirement exists.”
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Auction.com improves foreclosure outcomes for lenders and servicers

Marketing efforts put properties in front of millions of buyers across the globe
Auction.com takes a multi-channel approach to marketing foreclosure properties, which means sellers get a broad, global pool of potential buyers. The Auction.com website boasts more than 4 million active users and more than 300,000 unique visitors each week.
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From HW Magazine

Hot Seat: Kim Hoffman of Sutherland Mortgage Services

Bringing down origination costs with creative solutions
Being creative, thinking outside the box, and working with partners who can provide customized solutions such as outsourcing non-core functions offshore to capitalize on the highly educated work force, lower salary requirements, and ability to work shifts around the clock, can really be a productivity and expense game-changer.
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Commentary

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From HW Magazine

Avoiding the pitfalls of Silicon Valley culture

Not everything translates to mortgage finance
The solutions that offer so much promise also open up the possibility of 24/7 availability. The mission of many in our industry is satisfying consumer demand, and understandably so. But we should be careful. Sometimes consumers are ridiculous and unreasonable. Sometimes meeting their demands comes at too high a price.
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