HW Magazine

May 2013
The billion-dollar question facing Carol Galante

The Federal Housing Administration is on the brink of the next big government bailout. Potentially. Yet Commissioner Carol Galante insists there is strength ahead.

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Features

Foreshadowed: Homeowner Bill of Rights movement shifts default space
by Robert J. Jackson

The homeowner bill of rights movement represents the building blocks of a major shift, shaking up the landscape of real estate lending and enforcement of an investor’s rights when a borrower stops paying a mortgage: the first in a series on the topic.

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The art of nonprofit
by Megan Hopkins

Nonprofits — the Cuyahoga Land Bank, NeighborWorks America, Rebuilding Together, the National Association of Hispanic Real Estate Professionals, PCV|VRM Seeds of Hope and many more local organizations — are investing significant resources to improve America’s most vulnerable housing markets.

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Commentary

Time for CFPB to act
by Dory Rand

As the American housing market slowly heats up in the aftermath of  the Great Recession, it is important to ensure that barriers to mortgage credit do not unfairly restrict any group’s ability to participate in the recovery.

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Seeking common ground
by Janneke Ratcliffe

It is time to set a clear direction for the future state of mortgage finance. Despite low rates and stabilizing home prices, it is still too hard to get a mortgage to purchase a home.

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