This is why millennials need a new credit scoring system

This is why millennials need a new credit scoring system

Turns out they WANT credit, but just can't GET credit

Meet our incredible 2015 Women of Influence

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CFPB to mortgage industry: Get out of MSAs

Industry calls move regulation by enforcement
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Items Tagged with 'LTV'

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ditech to offer 97% LTV loans

Ready to participate in Fannie Mae program
Ditech Mortgage Corp is expanding its lending options again. The company is now the latest lender to to jump on board with the 97% LTV programs announced by Fannie Mae and Freddie Mac earlier this month.
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Fannie and Freddie officially approve 3% down payment mortgages

Key differences between both GSEs secondary products
It's here. Fannie Mae and Freddie Mac officially unveiled each of their 97% loan-to-value offerings for mortgages they securitize. And while both are working to expand the credit box for first-time homebuyers, there are key differences between what each one requires.
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Credit Access Improves

Mortgage lending eases in July

Lending standards loosen for the fifth consecutive month
Lenders are loosening their grip on strict lending standards, with the Mortgage Credit Availability Index showing signs of easing once again in July.
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