This is the insane pool/patio video everyone is going crazy over

This is the insane pool/patio video everyone is going crazy over

Never expected our Facebook to blow up over one of these

Freddie Mac: Here are the top 5 improving metro housing markets

Not just L.A. and NYC

It’s official: Steve Horne out as Wingspan CEO

Jason Spooner takes over; Horne becomes senior advisor
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Items Tagged with 'CFPB'

ARTICLES

TILA-RESPA: Smart lenders are taking action today

Will impact disclosures, estimates, testing and reporting
Jonathan Corr

If you’re still filling out forms manually, or going back and forth between two or more different systems, you’re not going to survive — it’s just too time-consuming and costly.


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Barclays joins chorus with Ocwen warning

“Investors should be wary of a worst-case scenario”
Ben Lane
Barclays tells clients that while it may take time to determine the true extent of the practices Lawsky alleges Ocwen took part in, investors in non-agency residential mortgage-backed securitizations “should be more wary of a worst-case scenario,” when it comes to Ocwen.
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Warren calls for GAO investigation of nonbank servicers

Asks GAO to review “unprecedented” growth of nonbank servicers
Ben Lane
Sen. Elizabeth Warren, along with Congressman Elijah Cummings, sent a letter this week to the U.S. Government Accountability Office, requesting an investigation into the risks posed to consumers by the “unprecedented” growth in nonbank mortgage servicing.
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On Q Financial launches non-QM lending program

Seeks to fill gap created by regulatory standards
Ben Lane
According to the company, On Q Financial’s new program includes solutions for self-employed or recently retired borrowers, individuals with a short credit history or flawed credit from a past short sale or foreclosure.
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Mortgage lending regulation compliance costs up 30%

Fannie Survey: New regulations have significant impact
Trey Garrison
Most lenders believe new regulations have had “significant” impact on their business, according to the Third Quarter Mortgage Lender Sentiment Survey of senior mortgage executives conducted by Fannie Mae.
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Fannie Mae: 4 ways new regulation deeply impacts mortgage lending

Here's why new mortgages are so hard to come by
Jacob Gaffney
The Consumer Financial Protection Bureau is not alone in passing new rules, as we all know. The Federal Reserve and the Federal Deposit Insurance Corp. also have new rules, for example. And now it's just a fact; these rules stymie mortgage lending in four distinct ways.
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Executive Conversation: John Vong on the compliance challenge

Lenders must grapple with HMDA, TILA-RESPA reporting
Sarah Wheeler

Lenders need to use intelligent compliance analysis tools to mine their loan production data and monitor the process from the beginning, otherwise they will be unwittingly exposed to a great deal of regulatory risk.


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Executive Conversation: Hassan Rashid sees borrower as center of gravity

Rise of CFPB and role of technology will simplify mortgage process for borrowers and lenders
Sarah Wheeler

For the time being, with the new "consumer-focused" regulations that the CFPB is finalizing and that the lenders are mandated to implement this year and next, the borrower is king.


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Ernst Publishing updates real estate tech solution

Reflects new CFPB rules
Brena Swanson
Ernst Publishing Company, a provider of technology and closing cost data for the real estate industry, updated its patented search engine technology, making it ready for the new CFPB Integrated Disclosure rule coming next year.
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Monday Morning Cup of Coffee: Mortgage originations down despite low rates

CFPB after mini-correspondents, housing metrics will tell the tale
Trey Garrison
Monday Morning Cup of Coffee takes a look at news crossing HousingWire's weekend desk. In this week's edition: A look at the ten most struggling housing markets; a preview of the week's big economic reports; the CFPB's new focus on mini-correspondent lenders; and more.
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