3 reasons why California housing is about to go bust

Here's where expert economists think housing is going

Where will we be in 2019?

Washington is protecting buyers right out of homeownership

BPC Housing Commissioner: Give borrowers a chance to fail
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Items Tagged with 'CFPB'

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Willam Matchneer joins Bradley Arant Boult Cummings

Will work with financial services litigation and compliance practice group
Ben Lane
Matchneer joins the firm from the Consumer Financial Protection Bureau, where he served as senior counsel with the CFPB’s division of research, markets and regulations. In this role, he served as the team lead for regulations implementing certain aspects of the Dodd-Frank Wall Street Reform and Consumer Protection Act.
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Washington is protecting buyers right out of homeownership

BPC Housing Commissioner: Give borrowers a chance to fail
Trey Garrison
Government is protecting first-time, lower- and middle-income borrowers out of homeownership, and buyers need to be given a chance to fail. Or succeed.
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Credit unions to Senate Banking: Enough is enough

Credit unions are being overregulated with burdensome rules
Trey Garrison
XCEL Federal Credit Union President and CEO Linda McFadden will tell the Senate Banking Committee on Tuesday that “enough is enough” when it comes to the overregulation of credit unions, sources in Washington tell HousingWire.
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How to digitally transform closings

Recap of last week's post regarding customer experiences
Mark McElroy

If you’re staying on par with the Lender Implementation Timeline, then that means there are only three weeks left until you wrap that phase up. Will you be finished with this phase in three weeks? 


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Monday Morning Cup of Coffee: Headed toward another housing crash?

Luxury home sales about to tank? New CFPB rules ahead. Mortgage payoffs no more?
Trey Garrison
Are we going back down the same path that led to the housing crash? Where is the luxury home market heading, and why is the economy still putting along in low gear? Is paying off the mortgage going the way of the fax machine?
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CFPB responds to criticisms of consumer-complaint database program

Bureau answers questions raised by HousingWire, Mercatus and trade groups
Trey Garrison
The Consumer Financial Protection Bureau is still taking comments on its proposed open consumer-complaint narrative database, and it’s offering some responses to criticisms as well.
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Mercatus: CFPB shouldn’t create open consumer-complaint database

Info would be unfair, inaccurate, costly and without statutory authority
Trey Garrison
Open publication of the Consumer Financial Protection Bureau’s consumer complaint narrative database is unfair, unlawful, prohibitively expensive and distracts the bureau from its actual mission.
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TILA-RESPA humor and Google homebuyer stats

Recapping last week's change-up posts
Mark McElroy

It’s important to remember that beyond TILA-RESPA lies a whole new world of consumers expecting the rest of the world to be as digital and mobile as they’ve become.  


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Washington Times picks up on discrimination, retaliation allegations at CFPB

Media recounts allegations from Congressional, GAO investigations
Trey Garrison
The Washington Times on Wednesday published a well-reported, well-written, detailed account of the allegations of racial discrimination, retaliation, mismanagement and hostility at the Consumer Financial Protection Bureau.
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Roughly 20,000 Florida homeowners go unserved

Ocwen settlement deadline approaches fast
Brena Swanson
Eligible Florida borrowers have a little over two weeks to claim their share of the giant Ocwen Financial Services settlement, with just 10,244 filed claims out of 31,036 qualified Floridians.
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