In the latest installment of Friday Funding, we sit down with Tom Wind, executive vice president of residential and consumer lending with EverBank Financial Corp., to learn how the lender is preparing for the inevitable shift from a refinance-centric market to a purchase-driven one.
EverBank Financial Corp debuted on the private-label residential mortgage-backed securitization scene Wednesday, becoming only one of a handful of issuers in that segment of the market. Jacksonville-based EverBank...
For many observers, “skin in the game” is synonymous with a large down payment that limits lender or investor risk. However, skin in the game can be defined much more broadly, since financial investment is only one factor that mitigates risk.
The Silicon Valley area added 385,000 jobs between 2010 and 2015, but only issued building permits for 58,000 units in that same time frame, creating an unsustainable housing marker that shuts out all but the richest buyers. What, if anything, can be done to cool off skyrocketing home prices?