Top 5 cities where safety is not a question

Top 5 cities where safety is not a question

Number one shouldn't be a shocker

Where's Watt?

FHFA scorecard should be marked tardy

Rentership society? Insider trading on Russian sanctions?

What We're Reading: The Good Friday edition
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Items Tagged with 'Urban Institute'

ARTICLES

5 perspectives on getting private capital back into mortgage markets

Industry leaders talk what it will take to effect sea change
March 27, 2014
CoreLogic partnered this week with the Urban Institute to host an interactive Capitol Hill panel focused on bringing private capital back to the mortgage market. The focus of the discussion was on pricing, governance and servicing.
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3 reasons the Urban Institute is excited about Johnson-Crapo

Johnson-Crapo a good first start, UI senior fellow says
March 17, 2014
Ellen Seidman, a part-time senior fellow at the Urban Institute, says that Johnson-Crapo is something that most in the housing industry forgot could happen – a thoughtful, bipartisan bill.
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Are post-crisis credit requirements holding back 1.2M mortgages?

Researchers at the Urban Institute say yes, and explain how
March 14, 2014
The number of mortgages that could be made if credit conditions and requirements were at traditional, pre-crisis levels could top 1.2 million.
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10 places in America with massive rental housing gaps

Not a single rental market accommodates low-income renters well
March 3, 2014
For every 100 extremely low-income renter households in the country, there are only 29 affordable and available rental units.
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The 4 secrets why Texas leads in new home sales

Fundamentals look solid for trend well into 2014
March 3, 2014
The Lone Star State outpaces every one of the other 49 in both median household income growth and new-home sales in 2013. Want to know why?
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Is this what's holding back the RMBS market?

Surprising view from analysts, advisors
January 28, 2014
It's a long climb back from absolute lows to the pre-2008 heights for the RMBS market. Everything is on hold awaiting government action and new rules that won’t be coming anytime soon, and when they do come they may not be welcome. Can they even get started?
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Urban Institute launches new Housing Finance Policy Center

November 1, 2013
The Urban Institute launched its new Housing Finance Policy Center to heighten the discussion of the housing finance system and its relationship to the economy, capital markets, housing markets and neighborhoods.
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Making mortgage lemons

Tighter underwriting doesn't make up for strong oversight...it just limits the market
October 7, 2013
Requiring very high credit scores may reduce the risk of default, but it doesn’t prevent us from making a mortgage lemon and only serves to dramatically reduce the pool of eligible borrowers, writes Mark Fleming, chief economist for CoreLogic.
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ABS East panel says Shiller wrong on housing bubble call

Everyone agrees: Even higher rates won't impact affordability
October 7, 2013
Housing analyst Laurie Goodman posited that even with a 6% interest rate, affordability would remain at 2000-2003 levels, which were pretty stable compared to 2006-2007.
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Full-blown housing recovery remains an illusory goal

Average FICO score sits 50-pts above pre-crisis levels
September 30, 2013
A full-blown housing recovery could push the nation closer to full employment, but a confluence of factors have made this an illusory goal, researchers claim in a new report from Moody’s Analytics and the Urban Institute.
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