Mortgage technology will be ready to address TRID

Mortgage technology will be ready to address TRID

Won’t magically make challenges and cost of compliance disappear

Mortgage industry embraces new CFPB mortgage toolkit

Know Before You Owe gets qualified stamp of approval

Did little-known Arizona law start the appraiser death clock?

Gov. Ducey inadvertently hands a victory to AMCs
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Items Tagged with 'FHA'

ARTICLES

Mortgage lending continues seismic shift from large banks to nonbanks

AEI: Nonbanks move toward riskier loans
Trey Garrison
A new study released by the American Enterprise Institute’s International Center on Housing Risk found that the seismic shift in home purchase loan originations away from large banks to nonbanks continued in February, and the mortgage risk is increasing.
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Fannie, Freddie loans hit series high in National Mortgage Risk Index

February numbers show QM not helping, GSEs not compensating for high CLTV loans
Trey Garrison
While the overall risk index ebbed slightly in February, the risk index for Fannie, Freddie, FHA and VA loans all hit series highs. Worried?
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Confirmed: White House tapping senior HUD advisor to head FHA

Former Freddie Mac exec Edward Golding to be named
Trey Garrison
Former Freddie Mac executive and current senior HUD advisor is being named the new head of FHA.
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FHA mortgage premiums cost borrowers up to $12K more

WalletHub: Consumers save big with four big private insurers
Trey Garrison
Private mortgage insurance saves a lot over the long run, and FHA mortgage insurance is costly. Here’s how it breaks down.
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1st Alliance Lending launches mortgage program for underserved borrowers

Expands access to lending with multi-channel program
Ben Lane
1st Alliance Lending is launching a new national mortgage lending platform in an effort to spur lending for “underserved borrowers who are seeking to overcome past credit challenges and purchase a home,” the company said in a release.
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Mortgage Risk Index hits series high in January

Risk rises for fifth straight month
Trey Garrison
Mortgages are getting riskier. QM is not helping. Here’s what’s happening.
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Opinion: In housing finance, the FHA is not the way

The answer is private mortgage insurance
Trey Garrison
More and more, the government is entwined with mortgage finance, and while there are perks, the downside is taxpayers are on the hook. Here's one opinion on the way out of this briar patch.
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CMLA calls on FHFA, Treasury to recapitalize Fannie and Freddie

GSE earnings decline underscore need
Trey Garrison
GSE profits are declining on derivative losses. Now is the time to recapitalize Fannie and Freddie before it's too late, says the Community Mortgage Lenders of America. Here's why.
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Existing home sales collapse in January despite low mortgage rates

Declining inventory and demand, not weather, drives down sales
Trey Garrison
Despite low mortgage rates, existing home sales tanked in January. And don't blame it on the winter weather — the biggest decline happened in the Western region. Here's where it went wrong.
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Mortgage lending gets riskier for the fifth straight month

Growing share from nonbanks contribute upward pressure
Trey Garrison
The riskiness of mortgage loan originations rose in January, the fifth straight monthly increase. Here’s why, and if it means trouble.
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