Looking back, the housing industry is totally Scrooged

Looking back, the housing industry is totally Scrooged

Here's the HousingWire/Star Wars Christmas 2014 special

FHA loans could face "tidal wave of defaults"

All indices hit series high

Another mortgage lender launches 3% down loan

Falls in line with FHFA
W S

Items Tagged with 'Mortgage'

ARTICLES

What the hell is going on in the appraisal world?

The confusion of Fannie Mae's Collateral Underwriter
Anthony Roveda
It’s incumbent upon all in the industry to understand and implement best practices, but when the VERY use of appraisal services doesn’t employ some level of disclosure we might have a few problems. These problems are occurring right now with the massive confusion going on within the valuation space.
Read More

Fannie Mae: Will housing make full recovery in 2015?

Can't do much worse than 2014
Brena Swanson
Although 2014 is wrapping up to be a less-than-stellar year for the economy, mortgage lenders believe 2015 will get the nation back on track. But will housing see a surge in activity? Yes, and no.
Read More

Process efficiency is key to driving borrower satisfaction
Mitch Siegel and Larry Walker

As the mortgage lending industry continues to work through a myriad of challenges, one truth is emerging clearly. The consumer will be won or lost based on how easy lenders make it to engage with them. 


Read More

Fannie Mae unveils new mortgage risk-share deal

Shifting more risk to private market
Jacob Gaffney
After putting together several successful risk-sharing deals, today the government-sponsored enterprise unveiled a new product. This time, it's different.
Read More

Mortgages harder to come by for the self-employed

Good credit trumps more money
Brena Swanson
Although self-employed borrowers receive 40% fewer purchase loan quotes, new Zillow numbers show they are, nonetheless, better off financially than other potential homeowners with more traditional jobs.
Read More

Are there too many appraisers?

1 in 7 appraisals inflated by as much as 20%
Brena Swanson
The problems of the housing crisis are far from finished. While some areas may have recovered, a high number of appraisers and low number of homes for sale could be creating a bad scenario.
Read More

Good news! Closing a mortgage still makes money

Origination volumes rise, but profits are down slightly
Ben Lane
Breathe easy everyone. Originating a mortgage is still a profitable endeavor. But it wasn't always this way.
Read More

CoreLogic: September completes 41,000 foreclosures

Foreclosure inventory down almost one-third from a year ago
Brena Swanson
The foreclosure inventory continued to trend lower in September, and according to Anand Nallathambi, president and CEO of CoreLogic, if current rates continue, 2015 could mark a new low for foreclosure inventory.
Read More

CoreLogic: Home prices moderate into late fall

Housing recovery boosted by strong industry reports
Brena Swanson
Home prices once again increased around the same pace that they have the past couple months, which is boding well for the housing market.
Read More

REO agents and brokers deserve to be paid more

The paperwork alone can be mind-boggling
Lynn Effinger
Without necessarily intending to, I am going through this process currently as it relates to REO management, marketing and disposition. And it is an eye-opening process, indeed, even for this longtime veteran of this industry.
Read More