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Items Tagged with 'Housing finance'

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FHFA leaving g-fees alone, revising primary mortgage insurance requirements

Move will lower fees for riskier borrowers; change is ‘revenue neutral’
Trey Garrison
The Federal Housing Finance Agency is leaving g-fees largely alone but it is revising requirements for private mortgage insurance companies that insure mortgage loans either owned or guaranteed by Fannie Mae and Freddie Mac. Here's the rundown.
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Mortgage lending and finance industry get boost in housing regulatory reform bills

House passes slate of bipartisan bills to ease burden, encourage homebuying
Trey Garrison
The home lending and mortgage finance industry saw big gains this week on Capitol Hill, as a number of bipartisan bills from the House Financial Services Committee were passed during “Financial Independence Week.” Here's the rundown on the goods.
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Former FDIC chair unleashes sharp critique of Fannie, Freddie treatment

William Isaac says Treasury sweep of profits puts taxpayers at risk
Trey Garrison
The sweep of Freddie and Fannie profits to Treasury puts taxpayers at a great risk of having to bailout the GSEs if, as FHFA's OIG suggests, profitability goes south. The latest sounding the warning? The former head of the Federal Deposit Insurance Corp. Think he's right?
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KBRA: Connection between rates, mortgage lending seems broken

Signs still positive for housing, home prices
Trey Garrison
Kroll Bond Ratings Agency is swimming against the current as of Monday. Despite the widespread bad news that kicked off 2015, the company is optimistic. Here's why.
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Does the housing finance industry have a short memory?

Congressional Republicans, securitizers nod in agreement
Trey Garrison
Some people on both the government side and the investment side are starting to wonder whether housing finance is heading down a path that takes it back to 2006. Here's what they're saying.
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GAO: Rampant misconduct among senior HUD officials ran deep

House subcommittee hears evidence of violations, cover-up attempts
Trey Garrison
There have been serious violations of ethical, lobbying and hiring violations at the Department of Housing & Urban Development, and senior HUD officials have been involved in efforts to cover it up. Here’s what investigators have to say.
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What would it take for the financial press to admit housing has stalled?

An open letter to one of the hardest working web business writers
Trey Garrison
The current theory: Housing won’t stall if we don’t admit there’s a problem, and that the problem does not goes a lot deeper and is more systemic than a little weakness here or there. Well, that needs to change.
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Monday Morning Cup of Coffee: Housing walks a tightrope

Housing 2014: Finance challenges, pricey houses, mixed gov't messages
Trey Garrison
The rest of 2014 is going to be a challenge for homebuyers, for housing finance, for real estate agents and for housing regulators, thanks largely to the first half of 2014. It's a thin line housing has to walk to come out of this on top, and Washington isn't helping.
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Morningstar updates its assessment of American Homes 4 Rent offering

Solid review for AMH’s 2014-SFR1
Trey Garrison
Morningstar Credit Ratings has reviewed early performance data for American Homes 4 Rent 2014-SFR1 and updated its assessment.
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Former Fannie Mae exec: Mel Watt needs to take charge of GSE reform

Offers own 5-point plan for housing finance reform
Ben Lane
On the eve of Watt’s first opportunity to speak about GSE reform, a former Fannie executive is calling on Watt to use his authority as FHFA director to improve access to housing immediately.
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