HousingWire TECH100 winner FormFree issued pioneering patent

HousingWire TECH100 winner FormFree issued pioneering patent

All-digital verification is now a thing

Ginnie Mae ditches paper and goes eMortgage

Electronic filing to start very soon

Fannie Mae offers new suite of HomePath financing

Goodbye HomePath Mortgage and HomePath Renovation

Items Tagged with 'big banks'


Nonbanks pounce on mortgage market

Big banks pull back
July 18, 2014
Nonbanks are swooping in on the extra market share that megabanks are losing ground on. At the same time, the nation’s two largest originators only made 21% of the home loans in the second quarter.
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Did the foreclosure rate really get cut in half?

Yes, according to OCC data
March 27, 2014
The percentage of early stage delinquencies, 30 days+ overdue, is 2.6%, down 8.7% from a year ago and the lowest level at year-end since reporting began in January 2008. But the really big changes concern foreclosures.
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Federal Reserve: Big banks have one, key advantage over others

Perceived lack of risk sure saves big bucks
March 25, 2014
And doing business as a too-big-to-fail bank means more money transactions by volume, compared to smaller banks. Mix that with a perception that the big bank is too-big-to-fail and investors show favoritism.
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Too big to fails not interested in mortgages

Big banks shun home loans
February 4, 2014
Origination volumes are currently at $305 billion in the fourth quarter, down from $460 billion in the quarter preceding. FBR still projects an estimated $1.3 trillion in overall originations for 2014 is achievable.
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4 truths big banks wish they could avoid in 2014

There is no escaping the truth, one expert says
January 20, 2014
So far every earnings report includes more provisions of capital to cover bad investments made years ago, or even sooner, to cover legal costs and settlements. Is the going only getting tougher?
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Regulators probe post-crisis RMBS pricing

Discover potential issues from 2009-2011 time frame
January 8, 2014
When it comes to residential mortgage-backed securities litigation, much of it relates to plaintiffs who experienced losses on mortgages sold off before the financial meltdown. But regulators may be looking into a new, less covered leg of the crisis.
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Big banks debate blocking traders from chat rooms

November 11, 2013
Amid regulatory scrutiny, top banks are debating a plan that would block traders from computer chat rooms to ward off controversy in the wake of interest-rate rigging and trading scandals.
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Big banks pullback on lending, leaving room for smaller firms

October 10, 2013
While it is no surprise the mortgage refinance boom is coming to a close, one analyst believes there's still room for mortgage companies to grow — especially smaller players.
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