Looking back, the housing industry is totally Scrooged

Looking back, the housing industry is totally Scrooged

Here's the HousingWire/Star Wars Christmas 2014 special

FHA loans could face "tidal wave of defaults"

All indices hit series high

Another mortgage lender launches 3% down loan

Falls in line with FHFA
W S

Items Tagged with 'mortgage credit'

ARTICLES

Mortgage credit availability drops again

Loss of special loans for REO sales drove tightening
Trey Garrison
Mortgage credit availability dropped in October according to the Mortgage Credit Availability Index, a report from the Mortgage Bankers Association.
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Is mortgage credit loosening or not?

Myth or reality, the debate continues
Trey Garrison
James Frischling, president of NewOak, weighed in Monday in a note to clients, and he says it’s too tight.
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Monday Morning Cup of Coffee: The persistent myth of loosening credit

Plus student debt, Bernanke gets the Heisman and more
Trey Garrison
Is mortgage credit loosening, and if so why can't Ben Bernanke get a break? Also, some truthy truth serum as a vaccine for the Ebola of election-time economic reporting.
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Is it time to ease lending standards?

Housing regulators face tough question
Brena Swanson
Car sales have recovered since the plague of the financial crisis, but the journey has not been as easy for housing. An article in The Wall Street Journal asks the tough question: Should mortgage lending standards ease?
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This chart proves mortgage credit availability isn’t improving

Isn't get worse, either
Ben Lane
“We think tight mortgage credit and weak demand for mortgage credit are key driving forces behind the slow growth recovery story and the positive technical story for securitized products,” BofAML’s Chris Flanagan, Gregory Fitter and Mao Ding said in the new Securitization Weekly Overview.
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Pulte Mortgage CEO: 4 facts that could catapult housing

Mortgage credit to loosen over next 12 months
Brena Swanson
“The lack of mortgage availability remains a headwind for our homebuilders,” Pulte Mortgage included, “but if the Federal Government is intent on expanding mortgage credit, we view that as a meaningful catalyst for the space.”
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CoreLogic economist: 3 reasons you should be rationally exuberant on housing

Supply and demand matter more than bubbles and affordability
Mark Fleming
An asset bubble is defined by irrational exuberance as exhibited by excess demand. Isn’t the rule, you can’t have your cake and eat it too?
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4 ways the Johnson-Crapo bill benefits affordable housing

Bill surpasses Corker-Warner reform bill
Brena Swanson
The Johnson-Crapo bill to reform Fannie Mae and Freddie Mac outpaced past reform options, factoring in special factors to cater to affordability.
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Economist: 3 major things you need to know about the 2014 housing market

Mortgage availability may improve?
David Berson
The following list was put together by a veteran housing economist, asked by HousingWire for his opinion on the near-term future of the markets we cover daily. Here's David Berson's take on the 3 things you need to know about housing in 2014.
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Mortgage credit loosens a bit

Trey Garrison
The mortgage credit availability index rose 0.6% from 110.2 in November to 110.9 in December, which means a loosening of credit on what is an otherwise flatline, the Mortgage Bankers Association pointed out this week.
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