CFPB secures $27.7 million judgment against foreclosure relief scammers

The next president needs to speak up about housing right now

Want my vote? Here's how to get it

CFPB, DOJ take action against Provident Funding for discriminatory lending

Could pay $9 million in damages
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Items Tagged with 'mortgage credit'

ARTICLES

MBA: It keeps getting easier to get a mortgage

Mortgage credit availability rises again in April
Ben Lane
Thanks in large part to loosening government standards, it keeps getting easier to get a mortgage, the Mortgage Bankers Association said in a new report. Here's how it all broke down.
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New York Fed: Fewest foreclosures on credit reports since 1999

Bankruptcies also hit new low
Jacob Gaffney
The just-released Federal Reserve Bank of New York Household Debt and Credit Report states aggregate household debt balances were largely flat in the first quarter of 2015. Here's a quick wrap of all the findings.
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Zillow: Mortgage lending tight, but not for long

Data shows 4Q14 credit more restricted
Brena Swanson
After loosening all year, credit standards began to tighten at the end of 2014. Yet the end of last year was also when the government started to announce a slew of new initiatives to expand the credit box. So what’s the future for mortgage lending right now?
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Do millions of Americans face impending housing peril?

Rising rents, lack of credit could displace potential borrowers
Pamela Patenaude
The homeownership rates for younger households, a traditional source of strength for the housing market, have especially registered precipitous declines. What’s behind the plunge?
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Goldman Sachs: Fundamentals set for improving housing market

Two key areas look promising after 2014’s disappointing performance
Trey Garrison
A client note from Goldman Sachs says the fundamental case for improvement in the housing sector remains strong, and the recent data mostly look encouraging. Here's why.
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Mortgage credit availability drops again

Loss of special loans for REO sales drove tightening
Trey Garrison
Mortgage credit availability dropped in October according to the Mortgage Credit Availability Index, a report from the Mortgage Bankers Association.
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Is mortgage credit loosening or not?

Myth or reality, the debate continues
Trey Garrison
James Frischling, president of NewOak, weighed in Monday in a note to clients, and he says it’s too tight.
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Monday Morning Cup of Coffee: The persistent myth of loosening credit

Plus student debt, Bernanke gets the Heisman and more
Trey Garrison
Is mortgage credit loosening, and if so why can't Ben Bernanke get a break? Also, some truthy truth serum as a vaccine for the Ebola of election-time economic reporting.
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Is it time to ease lending standards?

Housing regulators face tough question
Brena Swanson
Car sales have recovered since the plague of the financial crisis, but the journey has not been as easy for housing. An article in The Wall Street Journal asks the tough question: Should mortgage lending standards ease?
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This chart proves mortgage credit availability isn’t improving

Isn't get worse, either
Ben Lane
“We think tight mortgage credit and weak demand for mortgage credit are key driving forces behind the slow growth recovery story and the positive technical story for securitized products,” BofAML’s Chris Flanagan, Gregory Fitter and Mao Ding said in the new Securitization Weekly Overview.
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