Bank of America reportedly reaches $17 billion RMBS settlement

KBRA: More smoke than fire in Ocwen’s restated earnings

Cautions that MSR transactions could see more regulatory scrutiny

Truth is, those recent housing numbers aren't so shiny

Housing starts? More like housing stops, amirite?
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Items Tagged with 'mortgage credit'

ARTICLES

Pulte Mortgage CEO: 4 facts that could catapult housing

Mortgage credit to loosen over next 12 months
Brena Swanson
“The lack of mortgage availability remains a headwind for our homebuilders,” Pulte Mortgage included, “but if the Federal Government is intent on expanding mortgage credit, we view that as a meaningful catalyst for the space.”
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CoreLogic economist: 3 reasons you should be rationally exuberant on housing

Supply and demand matter more than bubbles and affordability
Mark Fleming
An asset bubble is defined by irrational exuberance as exhibited by excess demand. Isn’t the rule, you can’t have your cake and eat it too?
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4 ways the Johnson-Crapo bill benefits affordable housing

Bill surpasses Corker-Warner reform bill
Brena Swanson
The Johnson-Crapo bill to reform Fannie Mae and Freddie Mac outpaced past reform options, factoring in special factors to cater to affordability.
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Economist: 3 major things you need to know about the 2014 housing market

Mortgage availability may improve?
David Berson
The following list was put together by a veteran housing economist, asked by HousingWire for his opinion on the near-term future of the markets we cover daily. Here's David Berson's take on the 3 things you need to know about housing in 2014.
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Mortgage credit loosens a bit

Trey Garrison
The mortgage credit availability index rose 0.6% from 110.2 in November to 110.9 in December, which means a loosening of credit on what is an otherwise flatline, the Mortgage Bankers Association pointed out this week.
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JPMorgan settlement hurts mortgages: BlackRock

HousingWire Staff
JPMorgan Chase & Co.'s (JPM) record $13 billion settlement with the U.S. government over past mortgage practices is undermining the current market, according to BlackRock Inc. (BLK).
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Making mortgage lemons

Tighter underwriting doesn't make up for strong oversight...it just limits the market
Mark Fleming
Requiring very high credit scores may reduce the risk of default, but it doesn’t prevent us from making a mortgage lemon and only serves to dramatically reduce the pool of eligible borrowers, writes Mark Fleming, chief economist for CoreLogic.
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