Top 5 cities where safety is not a question

Top 5 cities where safety is not a question

Number one shouldn't be a shocker

Where's Watt?

FHFA scorecard should be marked tardy

Rentership society? Insider trading on Russian sanctions?

What We're Reading: The Good Friday edition
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Items Tagged with 'mortgage investors'

ARTICLES

Christopher Whalen: A rebuttal to consumer advocates generally

April 1, 2014
Consumer advocates, let us remember, make a living by exaggerating the misery faced by millions of Americans who have defaulted on their mortgages and face the loss of their homes.
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The challenge of the ability-to-repay rule in 2014

Panel on non-traditional mortgage investments takes a look
January 24, 2014
How far does the ability-to-repay rule obligate lenders? The definitions are hazy and there's a world of new precedent that could be set in courts.
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Non-prime in a QM world?

The mortgage market is still going
January 23, 2014
Where could the private market go next? How about sub, excuse me, non-prime loans. Remember that the QM regulation sets no requirements for credit scores or LTVs. A non-prime borrower with a low credit score and a small down payment seeking a fixed-rate 30-year loan could very well fit within the QM guidelines.
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RMBS investors warn on long-term hazards of shutdown

Issuers refuse to carve back requirements on certain government docs
October 11, 2013
Jumbo residential mortgage-backed securities issuers are sounding the horn on the potential effects of a prolonged government freeze.
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Regulating irrational expectations

No regulation could have prevented blind trust in rising home prices
October 8, 2013
Today at ABS East, the mortgage investor conference I am attending in Miami, the topic du jour is regulation. The opening panel discussed the regulatory environment and whether it is helping or hindering the asset-backed securities market. This conversation has made me ask the fundamental question—why do we regulate in the first place?
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Investors rally on government shutdown

But it's not over yet. A debt ceiling emergency could send investors running
October 1, 2013
While most industry experts are confident the mortgage market can withstand a short-term government halt, others are fearful of what a prolonged federal freeze will mean for investors.
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