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Items Tagged with 'risky lending'

ARTICLES

How QM fails to deliver

National Mortgage Risk Index trends higher
Brena Swanson
The qualified mortgage rule was deigned to halt excessively risky lending, but according to one industry expert, the rule fails to really create any type of significant impact.
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Tighter lending standards restrain the housing recovery

HousingWire Staff
Tighter lending standards prevent lenders from issuing unsafe loans, but if taken too far, they tend to keep otherwise safe borrowers on the sidelines as well.
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Union Home Mortgage: Risky lending days are gone for good

HousingWire Staff
Five years after the financial crisis, Bill Cosgrove, CEO of Union Home Mortgage, explained that once America made it through the financial crisis, it vowed to never go back to that same type of risky lending.
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