Rick Sharga: Is this the end of the housing recovery?

Rick Sharga: Is this the end of the housing recovery?

Maybe it wasn’t the snow after all

Whalen: Nonbanks are taking over mortgage originations

Regulators "get in the way"

Unemployment down almost half from this week last year

At lowest level since December 2007
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Items Tagged with 'Freddie Mac'

ARTICLES

HAMP loans about to reset at higher interest rates

...and will keep climbing
April 24, 2014
Freddie Mac is reminding mortgage servicers that interest rates on some HAMP rescues are about to start to tick higher.
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Freddie Mac: Mortgage rates reverse course, rise

Increases amid soft housing data
April 24, 2014
Mortgage rates inched higher after falling two weeks straight following an uptick in the 10-year treasury note and amid a week of soft housing data.
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CFPB pushes for eClosings

Fully electronic mortgages will help consumers, regulators say
April 23, 2014
Housing leaders and regulators met in Washington, D.C. on Wednesday to further open the door to the greater use of technology in the mortgage process.
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Yes, new home sales are down but it isn’t quite as catastrophic as it seems

A deeper dive reveals that 2014 isn’t that far off 2013
April 23, 2014
If you look at the year-to-date totals, 2014 is only 2,000 home sales behind 2013. At the end of the first quarter in 2013, there were 109,000 total new home sales. The first quarter of 2014 had 107,000 new home sales. That’s only a 1.8% decline.
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Scores are in: Top improving states and metros

Freddie Mac: Over half of metros continue to improve
April 23, 2014
Freddie Mac released the February numbers for its latest Multi-Indicator Market Index, which shows that still more than half of the top 50 metro areas continue to record improving trends.
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Should Uncle Sam really be subsidizing the American Dream?

Being the dream should maybe be incentive enough
April 23, 2014
It may sound like heresy to some in the industry, but Catherine Rampell has a point in the Washington Post today – a home is not a good investment.
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Flagstar posts big loss in shrinking mortgage market

CEO hopes 'to achieve profitability in any mortgage environment'
April 22, 2014
"During the quarter, we made the determination to significantly bolster our loan loss reserve estimates which results in an increase to the loss coverage period from approximately 12 months to 18 months," Flagstar CEO Sandro DiNello said.
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GSEs lower expectations on housing market for 2014

Fannie, Freddie revise sales, construction forecasts downward
April 22, 2014
The government-sponsored enterprises are lowering their housing expectations for 2014, citing shrinking inventory and tightened credit standards among other reasons.
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Here’s why the spring buying season is kicking off flat

Sales down, prices up
April 22, 2014
The pent-up housing demand apparently saw its shadow and is still in hiding – existing home sales declined in March, the first real month of the spring buying season, even as prices continue to rise.
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Rep. Delany: Time to end government’s role in setting price of mortgage finance

Mortgage finance plan combines private capital with government muscle
April 21, 2014
Representative John K. Delaney, D-Md., cites the government’s “mispricing of risk” as a significant contributor to the financial crisis and says, “We have ample evidence of what happens when the government distorts the massive mortgage market.”
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