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Items Tagged with 'lender'

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Small mortgage lenders and large banks face off

Fannie Mae: Smaller lenders to contract credit standards
July 24, 2014
Lending standards are likely to tighten at smaller and midsize lenders over the next three months, but at the same time, the smaller guys are stealing larger banks' mortgage market share.
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Freddie Mac: Mortgage rates push buyers to market

Despite slight rises, rates still low
July 24, 2014
"Mortgage rates have entered the summer doldrums, showing very little movement one way or another. The benchmark 30-year fixed mortgage rates has fluctuated within a very narrow range – one-tenth of a percentage point – since mid-May," Bankrate said.
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Freddie Mac: Mortgage rates dip closer to historic lows

For now…
July 17, 2014
Mortgage rates stayed relatively quiet amid light economic reports; however, don’t expect it to stay like this forever.
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Is non-QM lending the future of housing?

Lenders begin offering non-agency products
July 9, 2014
Now that it's been six months since the CFPB's Qualified Mortgage requirements went into effect, lenders are starting to look into the unchartered territory of non-QM lending, finding that there is, in fact, demand.
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Ellie Mae origination report shows uptick in closure rate

New report now includes VA loans
June 19, 2014
Ellie Mae’s Origination Insight Report for May 2014 has been revised to include analysis of VA loans, mortgages made by private lenders, which are backed by the Department of Veterans Affairs, and expanded Federal Housing Administration and conventional loan data.
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Wells Fargo on the brink of market-value milestone

Lender could be the most valuable bank
June 16, 2014
Wells Fargo is on the cusp of becoming the most valuable U.S. bank of all time, surpassing the record held by Citigroup.
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Fitch: FHFA's new putback standards a boon for mortgage lenders

Lenders will benefit from a reduced risk of loan buybacks
May 15, 2014
Mortgage lenders will benefit from a reduced risk of loan buybacks, owing to the easing of borrower performance measures that are mandated by the Federal Housing Finance Agency, a new report from Fitch Ratings says.
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Fed: Nearly half of lenders say mortgage demand is weaker

At the same time, credit demand tightens
May 5, 2014
As credit standards slightly tightened over the past three months, the demand also appeared to be underperforming, with more banks posting weaker demand for mortgages.
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From HW Magazine

Is the party over?

Originators must jump higher and work harder in today's market
May 1, 2014
David Stevens calls it a watershed year for the nation’s mortgage originators. Stevens, the head of the Mortgage Bankers Association, calls it a “systemic change” in the market. It’s one that is keeping lenders up at night, worrying about declining loan volumes, costly regulation and rising interest rates.
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What happened at Ellie Mae? Twitter holds the answer

Social media captures mortgage blackout
April 2, 2014
Ellie Mae drove the industry to the brink Monday and Tuesday after its loan origination system Encompass 360 shut down. Then factor in that it was the end of the month—an extra busy time for lenders—and the market almost lost it.
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