Here's how to handle electronic delivery of mortgage disclosures

Fannie Mae picks non-profit for first small sale of non-performing loans

Completes first “Community Impact Pool” sale

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Items Tagged with 'Dodd-Frank'

ARTICLES

NAMB endorses Mortgage Fairness Act of 2015

Legislation designed to help low, moderate-income buyers
It's a bill that would allow low- and moderate-income consumers and homebuyers some flexibility in the loan they choose to buy a home in order to have better cash flow at the time of closing. Is it a good idea? NAMB thinks so.
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NAFCU posts its regulatory relief “top 10” wish list

Credit unions struggling in post-Dodd-Frank world
The director of regulatory affairs for the National Association of Federal Credit Unions has sent a letter to the National Credit Union Administration urging the agency to undertake promised and much needed regulatory relief. The post-Dodd-Frank world ain't easy. Read on.
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Q&A on success of Dodd-Frank with its creators

The five-year anniversary of Dodd Frank
Even after five years, there is still much debate surrounding how helpful Dodd-Frank has been for housing. But despite talk in the industry, Dodd-Frank's sponsors view the regulation and its effects as pretty positive.
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From HW Magazine

CFPB Watch: Congress fights for control

The Senate joins the House in trying to exercise oversight
“The CFPB undoubtedly remains the single most powerful and least accountable Federal agency in all of Washington,” Jeb Hensarling said. “When it comes to the credit cards, auto loans and mortgages of hardworking taxpayers, the CFPB has unbridled, discretionary power not only to make those less available and more expensive, but to absolutely take them away.”
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From HW Magazine

The awful truth about TRID

Even with a grace period, the remedy is worse than the disease
The CFPB left the grace period open-ended and most in the industry interpreted that to mean that it will last throughout the rest of 2015, at least. Unfortunately, as welcome as that grace period is, TRID remains a costly and complicated fix that has enormous implications for the whole industry.
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