Looking back, the housing industry is totally Scrooged

Looking back, the housing industry is totally Scrooged

Here's the HousingWire/Star Wars Christmas 2014 special

FHA loans could face "tidal wave of defaults"

All indices hit series high

Another mortgage lender launches 3% down loan

Falls in line with FHFA
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Items Tagged with 'Homeownership'

ARTICLES

Fannie Mae explains 6 ways to push borrowers to refi

Time is running out
Brena Swanson
The FHFA continues to drill into homeowners that the Home Affordable Refinance Program and the Home Affordable Modification Program are not scams. To help push borrowers along, Robert Koller, director of credit risk management with Fannie Mae, gave six quick facts that could make all the difference to getting people to refinance.
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Zillow: The rent is too damn high

Chances are you can't afford it
Brena Swanson
For years, the political party The Rent is Too Damn High has worked to show that the rent in New York City is too high. Turns out they were right, and for a lot more places than just the Big Apple.
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10 reasons why people don’t get a mortgage

It’s not just because of finances
Brena Swanson
While there is still a widespread preference for homeownership in America, 35% of households still rent, and of them, 20% report no intentions to buy. Here’s why.
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Census Bureau: Homeownership continues to drop

Northeast, South rental vacancy rates drop
Brena Swanson
The national vacancy rate hovered around 7.4% for rental housing and 1.8% for homeowner housing, barely moving from the second quarter’s results.
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Marriage ignites the desire to buy a home

...except people aren’t getting married
Brena Swanson
Marriage is no longer at the forefront of Americans' minds as more people choose to delay marriage, creating a ripple effect that pushes the prospect of homeownership further back.
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Here are the 14 most outrageously expensive neighborhoods for renters

Markets where you'll spend more than half your income on living
Brena Swanson
Owning a home is becoming more affordable, while renting is becoming more expensive than ever, especially in these 14 neighborhoods.
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This chart proves mortgage credit availability isn’t improving

Isn't get worse, either
Ben Lane
“We think tight mortgage credit and weak demand for mortgage credit are key driving forces behind the slow growth recovery story and the positive technical story for securitized products,” BofAML’s Chris Flanagan, Gregory Fitter and Mao Ding said in the new Securitization Weekly Overview.
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Millennials start to move out of their parents' houses

… but still not buying
Brena Swanson
Although millennials are moving out from their parents’ homes, they are still not buying their own houses. Instead, they are choosing to rent.
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Fannie Mae widens credit box for failed homeowners

Updates minimum wait periods
Brena Swanson

Good news for failed homeowners: Fannie Mae updated the policy related to the minimum waiting periods following a preforeclosure sale or deed-in-lieu of foreclosure, making it easier for borrowers to jump back into the market.


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Freddie Mac: Paying the mortgage isn’t enough

Reminds homeowners of their financial responsibilities
Jacob Gaffney
Freddie Mac does great blogs. They’re simple, educational and sometimes so obviously necessary you wonder why there isn’t more of this kind of thing out there.
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