Here’s why the FHFA is not a fan of principal reduction

Before you judge Dodd-Frank...

Urban Institute: "Can we really calculate the cost?"

Goldman Sachs: When will our kids move out?

Nearly half of California millennials still with parents

Items Tagged with 'Lending'


Flagstar approves ULSA as an AMC

Provides appraisal services to retail, correspondent channels
July 25, 2014
Flagstar Bank approved Urban Lending Solutions Appraisals as an Appraisal Management Company, providing appraisal services to both Flagstar’s retail and correspondent channels.
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CFPB proposes HMDA rule changes

Works to keep pace with market
July 24, 2014
The Consumer Financial Protection Bureau is proposing a new rule in order to improve information reported about the residential mortgage market and communication with consumers.
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HousingWire TECH100 winner FormFree issued pioneering patent

All-digital verification is now a thing
July 23, 2014
The move toward digital lending appears officially unstoppable as FormFree Holdings just received a patent for AccountChek, the world's first automated asset verification system for the lending industry.
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Freedom Mortgage originations grow despite industry pullback

Smaller lenders steal more market share
July 22, 2014
As bigger players see a contraction in originations, Freedom Mortgage is recording strong growth.
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Real Estate Strategies launches low-balance mortgage solution

Closes sale of more than 1,300 mortgage notes
July 21, 2014
Real Estate Strategies, a brokerage firm, closed the sale of more than 1,300 mortgage notes with an average unpaid balance of $75,000, with a new solution that is designed to address lower balance mortgages.
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Paulson: Buying a house still best investment

Billionaire money manager weighs in on housing
July 17, 2014
Looking at the current housing market, billionaire money manager John Paulson said in an interview that he still believes that buying a home to live in is the best investment possible. Watch the video to see for yourself.
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Freddie Mac: Mortgage rates dip closer to historic lows

For now…
July 17, 2014
Mortgage rates stayed relatively quiet amid light economic reports; however, don’t expect it to stay like this forever.
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5 ways to enhance the Loan Estimate form

Turn TILA-RESPA requirement into a competitive advantage
July 16, 2014

At the end of the day, consumer experience is the only way you can truly gain a competitive advantage. Your interest rate can be matched or beat at any given time but are you giving the consumer the best experience in the market? 

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CFPB targets mini-correspondent divisions

Bureau reacts to growth of these mortgage bankers
July 11, 2014
Mini-correspondent lending divisions started to take off after the Consumer Financial Protection Bureau’s qualified mortgage rules went into effect on Jan. 10, creating a possible loophole for lenders and catching the CFPB’s regulatory eye.
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Banks aren’t being stingy on mortgage lending

They're being smart
July 11, 2014
It wasn’t at all unusual for prospective buyers to put as little as 3% down to get a mortgage, if they had to put anything down at all! “Them were the days,” my friends! But them were also unusual days. They represented a dramatic departure from normal lending standards.
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