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Items Tagged with 'mortgage rates'

ARTICLES

Freddie Mac: Mortgage rates move to 3-month high

Biggest one-week gain this year
Brena Swanson
"Although mortgage rates were up very modestly this week, with mortgage rates at the top end of that narrow range, it is enough to put the benchmark 30-year fixed mortgage rate at a 3-month high," Bankrate said.
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Here’s why mortgage rates won’t hit 2014 expectations

Originally estimated to reach 5%
Brena Swanson
Mortgage rates have continuously defied expectations in 2014. Originally estimated to hit 5% by the end of this year, September's 30-year, fixed-rate mortgage averaged 4.12%.
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Freddie Mac: Mortgage rates continue to remain low

Edging slightly higher
Brena Swanson
Mortgage rates continue to barely move, slightly edging higher for the week ended Sept. 11. Rates remain low, according to the Freddie Mac Primary Mortgage Market Survey.
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Capital Economics remains bullish on housing

Move along, nothing to see here?
Trey Garrison
Despite the sharp slowdown in home price growth and housing in general, Capital Economics remains bullish on the U.S. housing market and mortgage growth.
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Here's strong proof of the wide differences in local house prices

Big data dispels notion of national market
Dr. James Follain and Dr. Michael Sklarz
Living in the world of big data presents both new opportunities to understand housing markets better but also challenges to some ways of thinking built upon the conventional wisdom of the past.
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Waters proposes sweeping credit reporting reforms

Legislation could open credit box for millions of homebuyers
Trey Garrison
The ranking Democrat on the House Financial Services Committee wants to fundamentally change the rules on how lenders report consumer payments and debts to the credit bureaus, which could create a path to homeownership for millions of Americans currently shut out by mortgage lending restrictions, if successful.
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Why aren’t more renters becoming homeowners?

New York Fed report suggests the answers are obvious
Trey Garrison
The main factors preventing renters from becoming owners are weak balance sheets, low income, and lack of access to credit. But there's no single answer.
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MBA opposes any arbitrary increases in g-fees

Stevens: G-fee increase won’t bring in private capital
Trey Garrison
The Mortgage Bankers Association has responded to request for input from Fannie Mae and Freddie Mac on proposed raises in g-fees and loan-level price adjustments, saying it opposes increases in either.
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Monday Morning Cup of Coffee: Housing walks a tightrope

Housing 2014: Finance challenges, pricey houses, mixed gov't messages
Trey Garrison
The rest of 2014 is going to be a challenge for homebuyers, for housing finance, for real estate agents and for housing regulators, thanks largely to the first half of 2014. It's a thin line housing has to walk to come out of this on top, and Washington isn't helping.
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Job creation tumbles to 2014 low in August

Huge miss on expectations as job creation drops 60K from July
Trey Garrison
Total nonfarm payroll employment increased by a meager 142,000 in August, well below replacement levels and well below analyst expectations.
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