3 quick takeaways from the mortgage conference happening right now

3 quick takeaways from the mortgage conference happening right now

Tidbits from SourceMedia Mortgage Servicing conference

New home sales plummet 14.5% in March

Spring buying season off with a whimper

4 metrics reveal California's true housing market

Foreclosures dwindle as home prices skyrocket

Items Tagged with 'Guardian Mortgage'


It’s time to get serious about Non-QM loans

Nonbank lenders need investors to help with risk
April 15, 2014
With non-QM comes more risk. There is no safe harbor and holding them on portfolio could mean boosting capital reserves. Nonbank lenders, meanwhile, need to find an investor willing to buy non-QM loans.
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What tomorrow may bring: How QM impacts Realtors

Real estate agents should ask homebuyers to get conditional mortgage approval
January 9, 2014
Real estate agents have been somewhat absent in the whole debate over the qualified mortgage lending and ability-to-repay rules, but they are not immune from the consequences.
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Not everyone expects big QM lending squeeze

Some borrowers miss out, but not every lender will suffer
January 6, 2014
First-time homebuyers, condo purchasers and investors are just a few of the consumer groups that could face difficulties in qualifying for mortgages in 2014.
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Life of a Loan: The refinance mortgage

June 21, 2013
Once the purchase mortgage wraps up, the borrower will want some time before they consider refinancing. But with all the time in between, the need or...
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Life of a Loan: The purchase mortgage

June 14, 2013
There is a lot of fine print the goes into getting a loan. You have the basics like the who, what, where, when and why. But...
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Refi, purchase apps switch places over the years

May 22, 2013
Mortgage applications posted that the refinance share of overall mortgage activity slightly fell to 74% of total applications, the Mortgage Bankers Association said. Despite the small drop,...
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