Before you judge Dodd-Frank...

Before you judge Dodd-Frank...

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Items Tagged with 'Adjustable-rate mortgage'


Freddie Mac: Mortgage rates hit nine-month low

5 weeks of straight declines
May 29, 2014
Mortgage rates have officially dropped for five weeks straight to new 2014 lows. And the new average 30-year, fixed-rate mortgage bodes quite well for home shoppers.
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Refinances continue downward trend, ARMs on the rise

ARMs up 5% from March 2013
April 16, 2014
ARMs made up 7.4% of the home loans closed in March. That was up by nearly 5% over March 2013’s figure of 2.5%.
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3 reasons borrowers fare well with ARMs

Call to ARMs may be answer to rising rates
April 3, 2014
ARMs have grown from a 3.4% share of all conforming home loans in December 2013 to a recent high of 9.9% in March 2014. Here's why they might be a smart idea.
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Fannie Mae: Here's why ARMs work for some borrowers

More borrowers jump aboard
March 17, 2014
Adjustable-rate mortgages used to be one of the hottest products on the market in 2005, making up nearly 40% of purchase money mortgages. But now almost nine years later, ARMs sit roughly around 5%.
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Is the growing market share of ARMs cause for concern?

Capital Economics wants to know
February 4, 2014
The economics company states the adjusted rate mortgage appears to be in the middle of something akin to a renaissance. And it gives three reasons this trend is not a heart stopper.
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Weak housing data pushes rates lower

Nation experiences fourth consecutive week of declines
January 30, 2014
Mortgage rates continued to decline on the heels of weaker housing data, with the average 30-year, fixed-rate mortgage averaging 4.32% this past week, down from a rate of 4.39%.
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Fixed-rate mortgages tumble in popularity

Hybrid ARMs start to reign
January 28, 2014
The dominance of the 30-year, fixed-rate mortgage is starting to lose its threshold as adjustable-rate mortgages become more appealing due to rising interest rates.
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Redefining ARM loans

They're not as risky as the market presumes
January 6, 2014
Once thought of as risky and unsafe, adjustable rate mortgages are not as toxic as borrowers assumed in recent years. In fact, the industry is starting to shift toward ARMs as interest rates rise.
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Freddie Mac: Rates remain stagnant heading into 2014

Rates edge up slightly
December 26, 2013
Mortgage rates remained stagnant heading into the final days of the year, with the 30-year, fixed-rate mortgage increasing only slightly to 4.48% from 4.47% last week.
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Hybrid ARMs remain intact despite rising interest rates

LPS: Rates need to rise 3% for hybrid rates to increase
November 4, 2013
The majority of outstanding hybrid adjustable-rate mortgages are unlikely to increase, which bodes well for these products given that interest rates are expected to rise for the foreseeable future, Lender Processing Services said.
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