This chart proves mortgage credit availability isn’t improving

Zillow: Top 10 markets to buy and sell your home now

California takes over one list

Wealthier Americans mean a bigger bond market

More liquidity means more debt
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Items Tagged with 'NewOak'

ARTICLES

This 1 chart shows why housing can’t shake the bad news blues

And yet every report comes in as “unexpected” to some
Trey Garrison
Going into Monday’s report on new home sales, analysts were predicting new home sales would come in above the 430,000 annualized rate, which would have been a 6% gain. Instead we got a 2.4% decline. A big swing and a miss. "Unexpectedly," of course.
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NewOak appoints Anastasia Stull managing director

Responsible for regulatory compliance and risk management
Ben Lane
Stull has been tasked with expanding NewOak’s presence by interacting with key industry participants, such as regulatory agencies, trade associations, government-sponsored enterprises and leading regulatory law firms, and enhancing the company’s ability serve its financial and lending clients.
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Homeownership at near 20-year low, but some bright spots

Slowing price growth helps, but credit, affordability drag
Trey Garrison
Despite low interest rates and expanding credit availability, homeownership in the U.S. continues to fall, down to a low of 64.7%, a level not seen since 1995.
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NewOak names Andrea Bryan managing director, credit services

Joins after spending 15 years with Standard & Poor’s
Ben Lane
Bryan brings more than 20 years of experience in structured finance markets to NewOak, with a focus on commercial real estate, commercial mortgage-backed securities and collateralized debt obligations.
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The future of housing is better than you think

Home equity's main role in market's success
Brena Swanson
Although the housing market continues to fall short of last year, it may not be like this for long. According to one report, the impact of rising home equity will help buoy the market in the future.
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NewOak President: Mortgage market needs looser lending standards

Tighter standards, weaker borrowers aren’t a good combo
Trey Garrison
Mortgage lending dropped to its lowest level in 14 years with the increase in interest rates believed to be a primary driver, but NewOak’s president doesn’t believe that.
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Now accepting applications: A new word for subprime

Do you have the right definition?
Brena Swanson
Lenders are becoming more creative with their word choices for the word “subprime,” but this is not necessarily a bad thing. In fact, it is still sound lending.
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California housing market poised for future growth

But fiscal, housing policies leave cracks in market confidence
Christina Mlynski
While California's housing market will continue to recover, various economic headwinds remain, including unclear monetary and housing policies.
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HW 30 dives in wake of government shutdown

Analyst: Mortgage industry can handle short-term effects
Christina Mlynski
Housing stocks and banking giants on the HW 30 spiraled downward Monday as the market reacted to the government inching closer to a shut down.
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Mortgage market built to withstand government shutdown

Short-term effects will not destabilize the industry
Christina Mlynski
Unless both sides of the aisle can reach a compromise or one side folds, the government will have its first shutdown in 17 years, creating even more uncertainty for the already shaky mortgage market.
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