Rick Sharga: Is this the end of the housing recovery?

Rick Sharga: Is this the end of the housing recovery?

Maybe it wasn’t the snow after all

Whalen: Nonbanks are taking over mortgage originations

Regulators "get in the way"

Unemployment down almost half from this week last year

At lowest level since December 2007

Items Tagged with 'Federal Housing Administration'


CFPB pushes for eClosings

Fully electronic mortgages will help consumers, regulators say
April 23, 2014
Housing leaders and regulators met in Washington, D.C. on Wednesday to further open the door to the greater use of technology in the mortgage process.
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HUD’s Donovan: This is the worst rental crisis in this nation, ever

Says administration is very pleased with Johnson-Crapo
April 22, 2014
Secretary of the United States Department of Housing and Urban Development Shaun Donovan called on members of Congress to pass housing finance reform now because “this might be the only chance we have to get something done in this decade.”
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Wells Fargo to expand acceptance of e-sign docs

April 15, 2014
The move comes months after the Federal Housing Administration’s announcement that it would be accepting more electronic signatures on mortgage-related documents as well.
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FHA to Realtors (and everyone else): We’re not lowering rates

But acknowledged that rates may have reached a “tipping point” that could drive buyers away
April 10, 2014
"Now is not the time to roll those premiums back," Federal Housing Administration Commissioner Carol Galante said. "Right now we are priced appropriately and are reaching out to creditworthy individuals.”
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Realtors to FHA: Your mortgage insurance rates drive buyers away

Claims as many as 375,000 buyers were priced out of the market in 2013
April 2, 2014
Letter claims that as many as 125,000 to 375,000 prospective buyers were priced out of the market in 2013 by the FHA’s high insurance premiums and mortgage insurance requirement.
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Veros confirmed as FHA mortgage-appraisal portal partner

Currently provides similar portal services for Fannie and Freddie
March 25, 2014
Veros will now serve as the a uniform appraisal portal provider for Fannie, Freddie, VA, USDA and FHA loans.
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Did you really think investors could keep away from THIS market?

The share of investor all-cash home purchases hit 74.5% in February
March 24, 2014
All-cash investors are coming back into the home market at a rate not seen since last spring. The activity is hammering FHA market share.
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FHA launching Fannie, Freddie-style appraisal portal

Will be similar to Uniform Collateral Data Portal
March 20, 2014
The FHA is working to launch The Electronic Appraisal Delivery portal in 2015 after a period of testing this summer.
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Sub-prise! Mortgages get looser despite tighter regulations

AEI: National Mortgage Risk Index continues to climb
February 24, 2014
Headlines were flooded recently with threats of tightening credit and the likelihood that many potential homeowners would be pushed out of the market. But the way the market is heading might toss this idea out with the trash.
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FHA goes full throttle with modernization effort

Agency green lights acceptance of more e-signatures on mortgage docs
January 30, 2014
The Federal Housing Administration policy launched this week allows e-Signatures on origination, servicing and loss mitigation documents.
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