For homeowners whose homes were damaged by storms barreling through Mississippi last February, Freddie Mac is providing a full menu of relief options.

The properties are located in regions declared Major Disaster Areas by President Obama.

"Freddie Mac is reminding the nation's mortgage servicers they can provide a full range of mortgage relief options to affected borrowers with mortgages we own or guarantee (or use owned or guaranteed by Freddie Mac), including forbearance on mortgage payments for up to one year," said Tracy Mooney, senior vice president of single-family servicing and real-estate owned at Freddie Mac.

Mooney added, "We strongly encourage borrowers to contact their servicers, who are authorized to work with them on case-by-case basis."

Freddie Mac’s mortgage relief options for households in damaged areas include suspending foreclosure and eviction proceedings for up to 12 months, waiving assessments of penalties or late fees against borrowers with damaged homes and not reporting forbearance or delinquencies caused by the disaster to the nation’s credit bureaus.