As Americans continue to make financial decisions based on values and trust, credit unions are in a prime position to inspire loyalty, build membership and advance our mission. We'll make the most of this and other opportunities when the movement's leading minds and innovators come together to spark innovation and inspire fresh ideas at the 2014 America's Credit Union Conference.
For many observers, “skin in the game” is synonymous with a large down payment that limits lender or investor risk. However, skin in the game can be defined much more broadly, since financial investment is only one factor that mitigates risk.
The Silicon Valley area added 385,000 jobs between 2010 and 2015, but only issued building permits for 58,000 units in that same time frame, creating an unsustainable housing marker that shuts out all but the richest buyers. What, if anything, can be done to cool off skyrocketing home prices?