The government crackdown on mortgage servicing operations is increasing the pressure with regard to processes, paperwork, and communications with borrowers. In response, American Conference Institute’s 2nd Bank & Non-Bank Forum on MORTGAGE SERVICING COMPLIANCE will keep you one step ahead of the new regulatory scrutiny. In addition to unparalleled networking opportunities, this conference will provide attendees with the latest insights and expert advice from our exceptional faculty including on:
Federal and State Government Roundtable on the Current State of the Mortgage Servicing Industry, Regulatory and Enforcement Priorities at Both the National and State Levels, How to Ensure Compliance in a Multi-Agency Environment and How to Best Prepare for the Second Half of 2014
Best Practices and Procedures for Complying with CFPB Loss Mitigation, Loan Modification and Error Resolution Requirements; and Navigating the Inconsistencies Amongst the CFPB Rules, HAMP Guidelines and State-Level Initiatives Regarding Loss Mitigation
Meeting the Operational Demands Associated With Increased CFPB Supervision of Loan Servicing Transfers
Right-Sizing Your Servicing Operations for the “New-Normal” – Implementing the Most Effective Enterprise-Wide Compliance System for Your Company and Best Methods of Testing the Procedures, Practices and Policies You
Have In Place
Lender Placed Insurance: Managing Regulatory Risk and Factoring in Recent LPI Class Actions
TILA, RESPA and ECOA Update in the Mortgage Servicing Context
The Present and Future of GSEs and Examining Industry-Wide Servicing Data Standards for GSE Loans Under the Uniform Mortgage Servicing Dataset
Avoiding UDAAP Claims and Claims of Discriminatory Practices/Disparate Impact in Context of Mortgage Servicing
When is a Residential Mortgage Loan Servicer Considered a Debt-Collector and Thus Potentially Subject to Liability for Violations of the FDCPA?
Navigating the Foreclosure and REO Process: The Latest Servicer-Related Issues and Challenges in Title Resolution
and Property Dispositions
Managing Third-Party Risk and Compliance
Ensuring Compliance with Servicing Requirements, Standards & Protections Under SCRA (Servicemembers’ Civil Rights Act)
While other state and federal regulatory bodies overlap in their regulation of the mortgage industry, the very particular consumer focus of the CFPB is not duplicated by any other body. Will deregulation mean a return to the Wild West lending atmosphere that led to the financial crisis? What happens next? We asked John Socknat, partner at Ballard Spahr, to weigh in on what mortgage lenders and servicers can expect from a Trump administration.
Amid the potential new direction from the White House, Congress and regulators, leadership in our industry is more important than ever. Which is why HousingWire is proud to present the 40 winners of our 2016 Vanguard award. These leaders from all segments of the mortgage ecosphere demonstrate that our industry is more than capable of meeting the challenges that lie ahead.
The marketplace is full of hard and private money lenders — it will come down to who can best assist investors in completing their goals, whether that be by providing quicker close times, or with more accurate valuations. With how many options there are for borrowers, lenders will need to start competing for marketshare as borrowers shop their situations to multiple lenders, leveraging the offers against each other. This process will force lenders to update their guidelines, or be forced out of the market.