The government crackdown on mortgage servicing operations is increasing the pressure with regard to processes, paperwork, and communications with borrowers. In response, American Conference Institute’s 2nd Bank & Non-Bank Forum on MORTGAGE SERVICING COMPLIANCE will keep you one step ahead of the new regulatory scrutiny. In addition to unparalleled networking opportunities, this conference will provide attendees with the latest insights and expert advice from our exceptional faculty including on:
Federal and State Government Roundtable on the Current State of the Mortgage Servicing Industry, Regulatory and Enforcement Priorities at Both the National and State Levels, How to Ensure Compliance in a Multi-Agency Environment and How to Best Prepare for the Second Half of 2014
Best Practices and Procedures for Complying with CFPB Loss Mitigation, Loan Modification and Error Resolution Requirements; and Navigating the Inconsistencies Amongst the CFPB Rules, HAMP Guidelines and State-Level Initiatives Regarding Loss Mitigation
Meeting the Operational Demands Associated With Increased CFPB Supervision of Loan Servicing Transfers
Right-Sizing Your Servicing Operations for the “New-Normal” – Implementing the Most Effective Enterprise-Wide Compliance System for Your Company and Best Methods of Testing the Procedures, Practices and Policies You
Have In Place
Lender Placed Insurance: Managing Regulatory Risk and Factoring in Recent LPI Class Actions
TILA, RESPA and ECOA Update in the Mortgage Servicing Context
The Present and Future of GSEs and Examining Industry-Wide Servicing Data Standards for GSE Loans Under the Uniform Mortgage Servicing Dataset
Avoiding UDAAP Claims and Claims of Discriminatory Practices/Disparate Impact in Context of Mortgage Servicing
When is a Residential Mortgage Loan Servicer Considered a Debt-Collector and Thus Potentially Subject to Liability for Violations of the FDCPA?
Navigating the Foreclosure and REO Process: The Latest Servicer-Related Issues and Challenges in Title Resolution
and Property Dispositions
Managing Third-Party Risk and Compliance
Ensuring Compliance with Servicing Requirements, Standards & Protections Under SCRA (Servicemembers’ Civil Rights Act)
Saddled with legacy systems and burdened with changing regulations, the mortgage industry has been slow to adopt digitization compared to many other industries. Now, however, the industry must provide more transparency to regulators and satisfy consumers while managing tighter margins. In this perfect storm, there’s only one lifeboat — a digital process.
Has the Great Recession launched a new era of renting versus buying that will eventually result in a nation where more people rent their homes than purchase them? Or is the increase in renters these days due to an “over-correction” in the market? According to the latest “State of the Nation’s Housing” report from Harvard’s Joint Center for Housing Studies, the U.S., in less than a decade, lost all its homeownership gains of the last 20 years.
Armed with an overall measure of housing market performance relative to long-term trend; an accompanying metric explaining whether that market is overheated or not; and importantly a way to attribute deviations in home prices precisely to selected market variables, market participants would be in a better position to take precautionary actions to limit their exposure in highly volatile markets.