American Conference Institute is pleased to announce its 14th National Forum on Residential Mortgage Litigation & Regulatory Enforcement. This year’s Washington DC event, co-chaired by Andrew Stutzman at Stradley Ronon Stevens & Young and Frank Hirsch at Alston & Bird, has been revamped to provide attendees with up-to-the-minute insights and strategies that are necessary to defend against these new claims and adapt to the evolving enforcement and regulatory landscape. Our unparalleled faculty of federal and state government officials, judges, expert in-house counsel, and leading outside counsel will provide you with strategic advice, critical insights, and comprehensive updates for:
CFPB oversight: Post-January 10 developments, new and emerging regulatory priorities, lessons learned from recent enforcement actions, broad UDAAP standards being applied by the Bureau and what to expect going forward
An in-depth focus on UDAAP concerns in the residential mortgage landscape
Front line regulatory and enforcement insights by key governing bodies in the mortgage industry: federal and state agencies and attorneys eneral speak out on recent key developments and how to prepare for examinations and supervision in a multi-agency environment
The evolving fair lending landscape: responding to game changing ‘disparate impact’ claims, fair lending violations as a basis for buyback and indemnification, HMDA data nuances, and how to defend against claims of discriminatory lending including mortgage pricing and product selection, redlining, loan amount, REO, disability, reverse discrimination, maternity leave, LGBT, and beyond
Some of our 2016 award winners have worked their way up in traditional mortgage companies, while others started their own businesses. They have made their mark in marketing, technology, economics, compliance, asset management, operations and business development.
According to Harvard University’s Joint Center for Housing Studies, the supply gap in 2015 was 400,000 units. Of course, that leads to price inflation on rental rates for existing units as well as driving developers to build. But today’s construction isn’t necessarily providing for all of tomorrow’s renters.
The solutions that offer so much promise also open up the possibility of 24/7 availability. The mission of many in our industry is satisfying consumer demand, and understandably so. But we should be careful. Sometimes consumers are ridiculous and unreasonable. Sometimes meeting their demands comes at too high a price.