Wilbur Ross quits Ocwen Financial

Wilbur Ross quits Ocwen Financial

Distressed asset investor bringing his magic to Bank of Cyprus

Dustin Johnson levels blockbuster claims at title attorneys

Is Nat Hardwick the fall guy?

CFPB proposes 7 big changes to foreclosure process for mortgage servicers

Adds guidance on extended borrower protections
W S

Webinar: Competitive lending in the Qualified Mortgage world

/ Print /
| ShareMore
/ Text Size +
11/19/13 2:00 pm to 11/19/13 3:30 pm EDT

SPEAKING:
       » Frank Nothaft, Chief Economist, Freddie Mac
       » Amy Crews Cutts, Chief Economist, Equifax
       » Craig Crabtree, SVP and GM, Equifax Mortgage Services
       » Jacob Gaffney, Executive Editor, HousingWire

The Consumer Financial Protection Bureau recently finalized a set of amendments to the Qualified Mortgage/Ability to Repay Rule under TILA/Reg Z, which requires lenders to make a good-faith determination of a borrower's ability to repay a loan, using current employment status and income. With the continued increased scrutiny of the rule from the secondary market (GSEs), the potential for consumer lawsuits, and the market shift from refinance to purchase, it’s more important than ever for lenders to use reliable data to remain competitive within the changing landscape.

During this unique web seminar, we’ll take a look at the economic landscape as it relates to housing and mortgages for the next year -- and then we’ll dig into how new QM regulations may affect this outlook. From there, you’ll learn what you can do to maintain a competitive lending business as QM comes into play and the market dynamic shifts towards purchase money mortgages.

  • The Freddie Mac housing outlook for 2014
  • QM's effect on the stabilization of the housing market
  • CFPB amendments to the ATR rule
  • Best practices in purchase mortgage originations in a QM world

Presented in partnership with: