Monday Morning Cup of Coffee: Time to cut the MLS cord?

Monday Morning Cup of Coffee: Time to cut the MLS cord?

Plus housing metrics, the incredible shrinking GDP, and kicks are for TRIDs

Jeb Bush: Current housing and debt situation unsustainable

Is the clock ticking on the 30-year mortgage?

Senate banking committee passes massive regulatory relief bill

Big implications in legislation for housing and mortgage finance
W S

Webinar: Competitive lending in the Qualified Mortgage world

/ Print /
| ShareMore
/ Text Size +
11/19/13 2:00 pm to 11/19/13 3:30 pm EDT

SPEAKING:
       » Frank Nothaft, Chief Economist, Freddie Mac
       » Amy Crews Cutts, Chief Economist, Equifax
       » Craig Crabtree, SVP and GM, Equifax Mortgage Services
       » Jacob Gaffney, Executive Editor, HousingWire

The Consumer Financial Protection Bureau recently finalized a set of amendments to the Qualified Mortgage/Ability to Repay Rule under TILA/Reg Z, which requires lenders to make a good-faith determination of a borrower's ability to repay a loan, using current employment status and income. With the continued increased scrutiny of the rule from the secondary market (GSEs), the potential for consumer lawsuits, and the market shift from refinance to purchase, it’s more important than ever for lenders to use reliable data to remain competitive within the changing landscape.

During this unique web seminar, we’ll take a look at the economic landscape as it relates to housing and mortgages for the next year -- and then we’ll dig into how new QM regulations may affect this outlook. From there, you’ll learn what you can do to maintain a competitive lending business as QM comes into play and the market dynamic shifts towards purchase money mortgages.

  • The Freddie Mac housing outlook for 2014
  • QM's effect on the stabilization of the housing market
  • CFPB amendments to the ATR rule
  • Best practices in purchase mortgage originations in a QM world

Presented in partnership with: