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REwired

The pessimist's guide to 2017 is here and it's time for everyone to panic

How bad can things really get?
[Color commentary] Yesterday, I got an email from a source who asked: “If I told you at the beginning of the year you’d be writing about Pokemon and Ben Carson leading HUD, what institution would you commit me too?” Like all other semi-casual observers of market trends, I did not reply and instead, like all fellow pessimists, I chose to panic. Good news is, we're not alone.
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Paying the rent: America’s crisis in the shadows

"These renters need help"
[Expert commentary] Officials do not worry so much about desperation-renters, extremely low-income households. After all, those renters have a roof over their heads. The roof may be in a crime-ridden neighborhood, in a substandard building, near failing schools - but it is a roof. So our political discourse, and our will, move on to more pressing issues. The Terwilliger Foundation calls it the “The Silent Housing Crisis.” Yet these renters need help.
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Is Ben Carson as HUD secretary a good idea? Reactions vary wildly

Some view Carson’s (potential) appointment as direct affront to Obama’s efforts
Well, it’s been a few days since HousingWire reported that Ben Carson intended to accept President-elect Donald Trump’s offer to serve as Secretary of Housing and Urban Development, but there’s been no official word yet. Since tweeting about the job last week, Carson’s Twitter feed has been quiet. But that hasn’t stopped reactions to Carson’s (potential) appointment at HUD from pouring in from all sides.
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Is your company one of housing’s top tech innovators? Hurry up and prove it!

Deadline quickly approaching for 2017 HW TECH100
As the calendar ticks ever so much closer to 2017, the housing industry pushes ever so much further into the technological revolution, one that promises to reshape how the entire industry operates. We here at HousingWire, your loyal companions on this journey into the future, know that there are hundreds (if not thousands) of companies in the industry that are on the cutting edge of these exciting technological developments. We think everyone else should know that, too.
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Pavaso blog header revision 2

Closing Call

Taking ID verification to the MAXX

New tool lets lenders validate borrower's identity, character references
With its latest tool, IDMAXX, Pavaso has enabled lenders to achieve two aims with one solution. By leveraging a borrower’s network for both identity verification and character references, lenders can be assured that 1) the borrower is who they claim to be and 2) the total picture they have of that borrower, and the risk that borrower may pose, is accurate and complete.
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Redefining when the mortgage process starts

It's not what you think
Traditionally, there is plenty of jockeying for position amongst the differing players in the real estate transaction, particularly between lenders and realtors, over who owns the relationship with the consumer. Be warned: There isn’t going to be any place for that kind of possessiveness in the post-TRID market.
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The production challenges beyond TRID

Transitioning to a digital space
If the mortgage industry is serious about addressing the longer closing times created by TRID, not to mention attracting millennials as potential homebuyers and/or employees, it has got to get with the times. And the times? They are digital.
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A new era of solutions

Recapping last week's posts and tech progress this year

Solutions exist today that can help with a large majority of the business process shifts that will result from the rule. And the last year has provided an opportunity for them to solve things further.  


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