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REwired

QUIZ: How well do you know the past HUD secretaries?

I didn’t go easy on you!
President-elect Donald Trump's selection of Ben Carson as secretary of the Department of Housing and Urban Development brought national attention to a department that’s long been in the shadows. But before you go speculating about the future of HUD, why don’t you give this quiz I made on the history of HUD secretaries a shot? And I didn’t go easy on y’all, so good luck!
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Here's one big roundup of reactions to Ben Carson, HUD secretary

Opinions vary greatly. Big surprise, right?
Last week, as we all waited for Ben Carson to accept Donald Trump’s initiation to run the Department of Housing and Urban Development, reactions poured in from all sides about whether HUD Secretary Ben Carson is a good idea or not. Well, now that’s officially official, reactions are no longer based on hypotheticals about Carson as a potential choice. Here’s a recap.
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The pessimist's guide to 2017 is here and it's time for everyone to panic

How bad can things really get?
[Color commentary] Yesterday, I got an email from a source who asked: “If I told you at the beginning of the year you’d be writing about Pokemon and Ben Carson leading HUD, what institution would you commit me too?” Like all other semi-casual observers of market trends, I did not reply and instead, like all fellow pessimists, I chose to panic. Good news is, we're not alone.
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Paying the rent: America’s crisis in the shadows

"These renters need help"
[Expert commentary] Officials do not worry so much about desperation-renters, extremely low-income households. After all, those renters have a roof over their heads. The roof may be in a crime-ridden neighborhood, in a substandard building, near failing schools - but it is a roof. So our political discourse, and our will, move on to more pressing issues. The Terwilliger Foundation calls it the “The Silent Housing Crisis.” Yet these renters need help.
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Closing Call

Taking ID verification to the MAXX

New tool lets lenders validate borrower's identity, character references
With its latest tool, IDMAXX, Pavaso has enabled lenders to achieve two aims with one solution. By leveraging a borrower’s network for both identity verification and character references, lenders can be assured that 1) the borrower is who they claim to be and 2) the total picture they have of that borrower, and the risk that borrower may pose, is accurate and complete.
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Redefining when the mortgage process starts

It's not what you think
Traditionally, there is plenty of jockeying for position amongst the differing players in the real estate transaction, particularly between lenders and realtors, over who owns the relationship with the consumer. Be warned: There isn’t going to be any place for that kind of possessiveness in the post-TRID market.
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The production challenges beyond TRID

Transitioning to a digital space
If the mortgage industry is serious about addressing the longer closing times created by TRID, not to mention attracting millennials as potential homebuyers and/or employees, it has got to get with the times. And the times? They are digital.
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A new era of solutions

Recapping last week's posts and tech progress this year

Solutions exist today that can help with a large majority of the business process shifts that will result from the rule. And the last year has provided an opportunity for them to solve things further.  


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