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Opinion, commentary and analysis on everything that makes the U.S. housing economy tick -- not to mention the ghosts in the machine, too. Written by HW's team of editors and reporters each business day.

The 100 most innovative technology firms

Behold: The 2014 HW TECH100

February 28, 2014
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HousingWire announced today that it has published the 2014 HW TECH100, the media company’s annual look at the most innovative technology firms in the U.S. housing economy.

The full list, featured in the March 2014 issue of HW Magazine, looks at technology companies that offer solutions focusing on one or more of the following industry sectors: residential mortgage lending, residential mortgage servicing, residential mortgage investments, and/or residential real estate. Collectively, these four sectors represent the U.S. housing economy – a definition unique to HousingWire, and to the HW TECH100.

“Technology is accelerating change in nearly every industry, and the housing economy is no different,” said Paul Jackson, publisher and CEO at HousingWire. “In fact, the pace of disruption is so dramatically shifting the landscape for mortgages and housing that even selecting 100 firms proved extremely difficult.”

The market for residential mortgages and housing represents roughly one-third of the entire U.S. economy each year. Reflecting the massive size of this market, more than 400 firms applied or were nominated for consideration by readers in this year’s competition, which assessed how a company’s technology met one of six different criteria for innovation.

Beyond the 100 industry-leading companies featured in this year’s HW TECH100, six firms were selected by HW editors as winners representing each of the different dimensions of innovation that serve as the foundation for the competition:


1.    Unique solution: FormFree’s AccountChek platform

2.    Elegant implementation: Kofax Limited’s Mobile Capture for Mortgage platform

3.    Market influence: Ellie Mae’s Encompass platform

4.    Growth: StreetLinks QX platform

5.    Market potential:

6.    Something else entirely:


“At the core of this competition is a deceptively simple question: which tech companies are the housing economy’s most innovative?” said Jacob Gaffney, executive editor at HousingWire. “Beyond the breadth of technology involved, spanning both real estate and mortgages, I think that trying to answer this question is important as we look toward the future of an industry that underpins much of our nation’s economic strength.”

The full list of winning firms, along with information about the HW TECH100 program and criteria, is available online at