Superior Home Services

Since 1984, Superior Home Services’ hazard claim recovery and property remediation program, tailored to address insurable damage to FHA properties in default, has been utilized by major financial institutions and mortgage servicers across the U.S. Superior’s experienced, nationwide network of field representatives enables us to be the top performer in managing insurance repairs on damaged FHA properties in preparation of conveyance to HUD.

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HUD mortgagee letter poses new challenges for mortgage servicers

Repairing to adjuster's scope of loss means higher standard for conveyance condition
If the hazard claim settlement proceeds are insufficient to complete the repair, the mortgage servicer may have to contribute corporate funds to remediation. If the repair is not timely, the mortgage servicer may have waived the contractual right to claim depreciation, leaving money on the table.
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