Debbie Hoffman

Debbie Hoffman is the chief legal officer at Digital Risk, where she oversees the operation of Digital Risk's legal, compliance, risk and licensing functions.

ARTICLES

From HW Magazine

A check on the CFPB's unprecedented power

How PHH won against the CFPB
Since the election of Donald Trump, the legitimacy and very survival of the Consumer Financial Protection Bureau is now front and center. The agency is in peril after an Oct. 11 decision by the U.S. Court of Appeals for the District of Columbia Circuit that ruled, for the first time, that an independent agency established by the legislative branch of government is unconstitutional. 
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From HW Magazine

Avoiding RESPA kickback violations in the social media age

Beware of penalties from referring business
The CFPB is currently paying close attention to the individuals/small players, as well as the larger institutional mortgage companies. With respect to the small players, the CFPB is looking at the loan officer, real estate agent and developer. A common violation that these smaller firms or individuals commit, in addition to possible violations resulting from social media posts, stems from agreements among themselves.
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