Articles by Sarah Wheeler

Monday Morning Cup of Coffee: Was TRID worth it?

Plus a window into the credit invisible
For businesses in the mortgage space, there's some optimism of late thanks to the Trump administration's emphasis on deregulation. And that's understandable. But what about all the time, energy, and money that the industry spent over the last few years dealing with a glut of new regulations? Was it all worth it?
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From HW Magazine

Servicing under Trump's administration

What should mortgage servicers expect in the next four years?
Singling out the law that created the CFPB generated a backlash from Congressional Democrats, but it remains to be seen what Democrats can do to stop the Trump juggernaut. See what Mike Jones of Navigant advises servicers to do in this uncertain environment.
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From HW Magazine

Mortgage servicing boom

Servicing is primed to take off in 2017, spurring banks to jump back into the business
In the aftermath of the financial crisis, low interest rates and strict capital requirements combined to make servicing a losing proposition for many banks. The sharp glare of regulators didn’t help either, as banks and nonbanks navigated the already thankless waters of servicing with a new target on their backs. But all that changed abruptly in the fourth quarter of 2016 with the one-two punch of a Trump win and a rate hike by the Federal Reserve.
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From HW Magazine

Hot Seat: Michael Danlag of Sutherland Mortgage Services

Process transformation presents opportunities for mortgage lenders
Process transformation requires a balance between automated processes and those handled by mortgage professionals. A partner with the proper onshore and offshore mortgage experience will structure the framework for maximum efficiency in accordance with the lender’s specific needs.
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Monday Morning Cup of Coffee: Trump shows he's serious about deregulation

Also, The New York Times goes negative on Quicken Loans
Newly installed President Donald Trump gave some indication of his deregulation strategy Friday night, when he signed an executive order seeking to repeal the Affordable Care Act. An executive order doesn't change the existing law, but does change the enforcement of the law, a course of action that could just as easily be applied to mortgage legislation like Dodd-Frank.
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Tell HousingWire about your company's good news

Help us help you
Was your company named one of the best places to work in your city? Let us know. Did your business reach a milestone in longevity, software development or number of customers served? We want to hear about it. Here's how to help us spread the word.
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Executive Conversation: Andy Higginbotham on Freddie Mac’s Loan Advisor Suite

Freddie Mac’s simple, integrated technology solution helps reduce costs and provide certainty in the loan origination process
HousingWire talks with Andy Higginbotham, senior vice president of strategic delivery at Freddie Mac, to discuss how the company’s Loan Advisor Suite helps reduce costs and provide certainty in the loan origination process.
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