Trending Thursday: More McMansions, Ferguson home values and more

Trending Thursday: More McMansions, Ferguson home values and more

Plus the real truth about whether renters really want to buy

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Nationalizing the GSEs, the silver bullet for Washington policy and more

HUD: Associated Bank ‘redlining’ settlement largest ever

HUD Secretary Castro says settlement “sends a strong message”
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Articles by Jonathan Herman

From HW Magazine

Programming for Integrated Disclosures

The challenges of drawing compliant, defensible mortgage documentation by Aug. 1
Jonathan Herman
Advancing to the end of the mortgage process and beyond closing, both the Loan Estimate and Closing Disclosure must be compliant (and defensible) to the end investor. Given the ambiguities within so many of the rules applicable to both forms, it is important to have a way to defend the programming logic used to define the output.
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From HW Magazine

Fair lending is all about the data

It's time to use analysis as a basis for liability
Jonathan Herman
The bottom line is this: statistics are both the lender’s friend and adversary when considering the July 2013 CFPB fair lending examination procedures.
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