Judge throws out Fannie and Freddie investors’ lawsuit

More signs of a sliding housing market

Affordability has issues, too

Fannie: Millennial housing demand declines further

Fall comes even as housing affordability for young improves
W S

Articles by Bryan Kay

From HW Magazine

The case for a paperless mortgage

The roadblock isn't technology, but acceptance
Bryan Kay
Two months wandering in a new compliance landscape makes the prospect of a seamless, paperless eMortgage even more compelling. In our increasingly digital society, an entirely paperless process for mortgage loan origination seems to be the next logical step.
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From HW Magazine

Return of the correspondent lender

An uneven road lies ahead -- but at least there's a road to begin with
Jacob Gaffney and Bryan Kay
Gabe Medrano just started as the go-to guy for the correspondent lending division at NexBank, and already he is seeing something he doesn't like. In front of him early on a Thursday morning, on his computer monitor, the Dow Jones Industrial Average...
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From HW Magazine

Diary of a publication on the frontlines

5 years after our first issue, HW Magazine looks back at the stories that made us the housing economy's journal of record
Bryan Kay
The now ubiquitous term “housing economy” isn’t just another industry buzzword: it’s a phrase whose coinage is claimed by HousingWire. And it also happens to be a term that helps capture and frame our raison d’être as a publishing house covering the sprawling housing finance space.
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From HW Magazine

Associated risk

HOA liens continue to stalk first-lien positions, leaving investors and servicers on the hook
Bryan Kay
It doesn't exactly send a terrible shiver down the spine in the same way as, say, IRS might. By comparison, HOA bears a somewhat comfortable ring -- standing of course for homeowners' association. Yet for RMBS investors, the man from the HOA can has as chilling an effect as the dreaded taxman.
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From HW Magazine

No breaking on Impac

The inside story of how Impac Mortgage stared down the greatest industry crisis of our time, and lived to tell about it
Jacob Gaffney and Bryan Kay
Bill Ashmore doesn’t want to date himself. But he does. And he really, really does when he recalls a time in the mortgage business when work happened before the advent of the computer. Back then, when Ashmore started, scanning the room of a mortgage office likely meant a visual presentation that in 2013 appears like a scene from Argo.
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Monday Morning Cup of Coffee: Housing will take a beating

Looming possibility of tapering sparks junk bond splurge
Bryan Kay
Looming possibility of tapering sparks junk bond splurge, but for the wrong reasons. Also, interest rates are heading up, and housing is likely to take a beating.
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From HW Magazine

The biggest threat to the nation's housing recovery: mortgages

Mortgages are driving economic tailwinds, for now -- but what about later?
Jacob Gaffney and Bryan Kay
In late June, the rally in the stock market came to a crashing halt. Jittery investors watched from the sidelines as their bearish side took control, unable to do anything but watch the New York Stock Exchange slip below 15,000 — victims of their own making.
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Monday Morning Cup of Coffee: Mortgage REITs slip; ratings agencies get class action

Bryan Kay
Monday Morning Cup of Coffee takes a look at news from the HousingWire weekend newsdesk with more coverage on bigger issues.These are interesting times for real...
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Monday Morning Cup of Coffee: Mixed reactions on Florida foreclosure bill

Bryan Kay
Monday Morning Cup of Coffee is a quick look at the news coming across the HousingWire weekend desk, with more coverage to come on bigger issues.Almost...
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CFPB reveals exam procedures set to govern new mortgage rules

Bryan Kay
The Consumer Financial Protection Bureau unveiled the latest updates to the exam procedures it will use to scrutinize financial institutions and mortgage companies when new market...
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