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What will happen to mortgage rates in 2013?

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"So what is in store for us in 2013? I certainly don’t know, but I do hope mortgage rates don’t rise," writes Henry Savage with the Washington Times.

"A few weeks ago, I wrote a column describing the circumstances of a typical first-time homebuyer in 1987 versus 2013. The numbers proved that housing is more affordable today despite a huge increase in price."

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