Monday Morning Cup of Coffee: What’s the diagnosis for the "sick" housing market?

6 secrets to dealing with regulations for mortgage servicers

A candid look from the perspective of 2 recovering regulators

First-time buyer GSE mortgage loans are getting far riskier

Risk index for agency mortgages for new buyers at series high
W S

The Ticker

Impac comes roaring back

Stock soars on earnings news
Ben Lane
A tremendously positive earnings report sent Impac Mortgage Holdings’ stock soaring on Friday. The company isn't back to its pre-crisis heights, but it's on its way.
Read More

BAML hosts 24th annual low-income housing challenge in California

Contest pits colleges against each other in developing biz plans
Trey Garrison
In May, Bank of America/Merrill Lynch is holding its 24th Annual Low Income Housing Challenge in California, challenging students to come up with a business plan to meet the needs of those most in need of affordable housing. Here's why this matters.
Read More

Dr. HousingBubble: Return of the broke homeowner

9.3M saw foreclosure, DIL or short sell 2006-2014 - ready to go now
Trey Garrison
Homebuyers burned in the housing crash are itching to buy again and the pressure is on from the industry to get them in there. It’s been seven years – so what housing crash, Dr. HousingBubble asks sarcastically.
Read More

Export-Import Bank loan officer pleads guilty to taking bribes

Approved unqualified loans for payments
Trey Garrison
The Export-Import Bank is in the cross-hairs on Capitol Hill, and the latest news that a loan officer was taking bribes isn’t going to help defenders.
Read More

Whalen: Why the Fed must raise interest rates, but it won’t

Everyone talks about the FOMC but no one does anything
Trey Garrison
For more than a year, almost everyone in and around the industry has been saying that the Federal Reserve will be raising interest rates by mid to late 2015. One man in the know thinks everyone is wrong.
Read More

DocMagic launches TRID compliance solution

Announces Collaborative Closing Platform
Brena Swanson
DocMagic launched a new compliance tool for the mortgage industry to help lenders comply with the new TILA/RESPA Integrated Disclosure rule that goes into effect on Aug. 1.
Read More

PulteGroup 1Q net income drops to $55 million

Sells fewer homes in Northeast
Brena Swanson
PulteGroup’s latest earnings surprisingly slid after home sales fell 28% in the pricey U.S. Northeast due to construction delays.
Read More

Lender Privlo moves into Illinois

Serves the state's small business owners, entrepreneurs
Brena Swanson
Once again, Los Angeles-based Privlo announced it is expanding into a new state. This time around the lender is working to help Illinois’ small business owners, self-employed workers, entrepreneurs and contractors.
Read More

Auction.com: April existing-home sales forecasted to continue rising

Pent-up demand boosts sales
Brena Swanson
Existing-home sales for April are forecasted to continue to increase. However, this time around, the increase might not be as grand.
Read More

How much does a Realtor spend on technology?

The price tag to stay competitive
Brena Swanson
Spring is the busy season for Realtors across the nation. So how much does the average Realtor spend on technology in order to stay competitive in this tight real estate market?
Read More