Here’s how TRID is changing the mortgage industry

Here’s how TRID is changing the mortgage industry

Up and down the pipeline things are changing

Monday Morning Cup of Coffee: Is Fed, housing policy at a crossroads?

Plus why private investors don’t want to buy mortgages, TRID and more

[Chart] FHA mortgage insurance boom in the works?

MBA notes impact of cutting MIPs


Denver’s marijuana boom pushing city into housing crisis

Legalization of marijuana great for city’s economy, but not for housing
The legalization of marijuana in the state of Colorado has had a positive impact on the state’s economy, but the state’s largest city is facing a housing crisis, as steeply rising home prices are pricing out much of the city’s population.
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Coming soon: Down payment insurance for borrowers

New program protects buyers against market downturn
A new program launching early next year will give borrowers the opportunity to protect their upfront investment in their home, just as lenders are able to do with mortgage insurance. Meet down payment insurance — for borrowers.
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[Study] Americans shop around for everything but mortgages

Study finds consumers more likely to bargain hunt for gas than a loan
Americans are far more likely to go out of their way just to save 10 cents on a gallon of gas than they are to shop around for the best rate on a home loan. A new study found that 79% of Americans consider themselves to be “bargain hunters." But that bargain hunting ends for major financial loans, like cars and houses.
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Trulia: Americans just not worried about mortgage rates rising

Rates would need to rise more than 2% to make a difference
Low rates in part helped push mortgage applications to a surge last week, and rates have held steadily below 4% for 11 weeks. Now Selma Hepp, chief economist at Trulia, argues that it would take a big increase for homebuyers to care that much. A big, big increase.
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