Revealed: BlackRock owns considerable stock in housing’s biggest players

Who wins the Super Bowl…of real estate?

Redfin deflates Patriots' homeowners

CFPB wants more mortgages in "underserved" areas

And here's how they will get it done
W S

Lending

From HW Magazine

Senate flip

How much will Republicans actually do in the next two years?
HousingWire Staff

However, some economists believe the Republican sweep of both the Senate and House will reduce gridlock, increase pro-business legislation, and perhaps even lead to tax and immigration reform. One thing’s for certain — Democratic efforts to raise the minimum wage are now dead in the water. 


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NAMB applauds regulatory relief from CFPB

Urges more regulatory reform
Trey Garrison
CFPB change is a step in the right direction, mortgage bankers say, but it’s not enough. Here’s why.
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Statebridge hires new director of business development

Brad Young brings over 25 years of experience
Brena Swanson
Statebridge Company hired Brad Young as its director of business development, where he will be responsible for implementing the business development strategy for the continued growth of the company.
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Appraisers are pist with Collateral Underwriter

Plus: 4 ways to effectively deal with CU
Brian Coester
Fannie Mae’s guidance that the lenders are responsible for reviewing and interpreting the CU findings has turned into some lenders sending all the findings to the appraiser to comment on with no interpretation or guidance. Here are some ways to cope with those changes.
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Who wins the Super Bowl…of real estate?

Redfin deflates Patriots' homeowners
Ben Lane
The players on the field will decide who wins this weekend's Super Bowl, but who wins the battle off the field? Who has bragging rights no matter what happens in the game? Bostonians or Seattleites?
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Despite predictions, McLean Mortgage witnesses strong 2014 originations

Comes close to 2013 levels
Brena Swanson
Last year was forecasted to be a very tight year for mortgage originations. But that prediction didn't come true for everyone, with McLean Mortgage Corporation reporting strong levels that even came close to 2013's numbers.
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Are Starbucks fueling America’s increasing home prices?

The new key to gentrification
In the past, the number of bank openings in a city would fuel gentrification. Now, Starbucks locations could the answer behind where the next hot neighborhood will be.
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From HW Magazine

The new American Dream

Patty Arvielo leads by example
HousingWire Staff

“I’m all about long-term," Arvielo said. "I put people in houses that are sustainable. I don’t want people to be one broken stove away from foreclosure. It’s always been about collateral, capacity and credit. The minute the industry steered away from those underwriting principles is when we got into trouble.”


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From HW Magazine

Appraisal Disruption

Is Fannie Mae right to think that Collateral Underwriter is the answer to appraisal quality?
Ron Tester

Typically, for a process and a product that depends largely on human effort, if you want a higher quality product, you have to pay more. The best doctors, chefs, mechanics and attorneys all make more than the market average. Nevertheless, lenders, AMCs and Fannie Mae all expect appraisal quality to increase even as appraiser fees decrease.


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From: HW Magazine

The new economists

How new economic models and voices are shaking up the status quo
Trey Garrison

People are listening to real estate economists today in a way that anyone who covered the industry a decade or more ago would not recognize. Smoke is one of the members of this new wave of real estate economists. In fact, Smoke is actually the newest one on the block. The upstart economists at places like Trulia and Zillow are still new, Smoke is just the latest player to join the game.


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