The qualified mortgage rule's full impact on home lending remains somewhat of a mystery, but lawmakers and industry professionals debated the rule's potential influence on the home lending market during a House Subcommittee hearing Tuesday. 

Industry experts testified in front of the...

The interest rate for a 30-year, fixed-rate mortgage is expected to hover around 4% during the second half of 2013 after rising 0.5 percentage points in the past several weeks, Freddie Mac said in its latest U.S. Economic and Housing Market Outlook.

But don’t expect...

While regulators have been quick to point out the defects within the Federal Housing Administration's Home Equity Conversion Mortgage program, advocates defended...

Community banks represented 95% of all banking organizations in 2011 but represented only 14% of all the banking assets in the nation. However, community banks held 46% of all the small loans to businesses, according to a study done by the Federal Deposit Insurance Corp.

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While Fannie Mae and Freddie Mac continue to realize credit losses from mortgages originated in the several years prior to Federal Housing Finance Agency conservatorship, the housing recovery resulted in improved financial results.

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Fixed-mortgage rates climbed higher for the sixth consecutive week amid a solid employment report for May. Regardless, mortgage rates are coming off all-time record lows, which is helping to keep homebuyer affordability high, Freddie Mac said in a report Thursday.

Since...

While representatives of the Committee on Financial Services agreed during a hearing on Wednesday that the government should not back nearly 100% of the mortgage market, most are weary that a world without explicit government guarantees is dodgy.

There are a number of...