A woman facing foreclosure after receiving a Countrywide Financial Corp. loan back in 2007 is just now losing her home – showing just how long the lingering effects of the mortgage fallout continue to plague homeowners and the mortgage finance market.

Countrywide is long gone as a mortgage entity, with Bank of America taking over its struggling mortgage portfolio more than four years ago.

But six years after the fact, The Missoulian has the story of Helga Cook, who is still fighting what she believes is an overappraisal that caused her and her husband to enter into a $220,000 loan back in 2007 when the home’s true market value is closer to $145,000 today.

The local paper has more on her long journey.