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Fed’s Duke says mortgage disclosure requirements need review

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Federal Reserve Governor Elizabeth Duke said the time has come for a review of federal requirements for mortgage disclosures. “Clearly the recent mortgage crisis has highlighted the ramifications of a mortgage market that is not functioning well,” Duke said today in introductory remarks at a hearing on the Home Mortgage Disclosure Act at the Chicago Fed. She didn’t comment on the U.S. economic outlook or monetary policy. “While HMDA data cannot solve all market problems, the time is certainly ripe for reviewing and revising the data element standards and reporting formats,” Duke said.

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