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Jumbo mortgage market's slow return to normal

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For the uninitiated, the mortgage world right now is divided into three parts: Conforming, jumbo conforming and jumbo. A conforming loan is one at $417,000 or less, a jumbo conforming loan is between $417,000 and $729,750, and a jumbo -- also known as super jumbo -- is anything above that. Usually, there are only two segments, conforming and jumbo. But because of the mortgage crisis, there is currently a middle ground, the jumbo conforming level.

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