Urban Institute’s Housing Finance Policy Center and CoreLogic (CLGX) co-hosted a seminar titled Mortgage Insurance: Premiums, Capital, and Accessibility to address a range of issues related to mortgage insurance.

Faith Schwartz of CoreLogic moderated a panel of four experts from the government, private and non-profit sectors, where three general predictions emerged during the discussion.  

1. The new rules for Private Mortgage Insurers won’t raise mortgage insurance prices much.

While this will likely increase the price borrowers pay for mortgage insurance, some panelists predicted such increases won’t have a major impact on overall affordability for two reasons: The average premium increase will be limited and the hardest hit borrowers don’t use PMI as much.

Click here for the other two.