According to Seeking Alpha, Wells Fargo (WFC) Chief Financial Officer Tim Sloan says the bank's mortgage business will continue to shift. Per Seeking Alpha:

As for the mortgage business, he expects originations to continue their decline, but for gain-on-sale margins to stabilize in Q4. Noninterest income of $9.73B in Q3 was off from $10.55B a year ago, but excluding mortgage banking, it rose to $8.1B from $7.7B.