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Housing shouldn’t look at any color but the color of money

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State mortgage regulations fly under the radar

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Delving deeper into what is happening below the Federal level, Rob Chrisman publicly analyzed some of the recent changes at the state level in his latest blog.

Starting in the Northeast, Michigan revised its mortgage modification program and adopted provisions under the federal loss mitigation program.

In the South, the Texas Supreme Court addressed three different issues raised in regards to home equity loans: home equity fees and interest, loan closing requirements and notice requirements.

New York’s Department of Financial Services issued additional guidance on the interpretation of state banking laws after a number of loans were being incorrectly deemed subprime.

Additionally, Louisiana modified their provisions regarding seizures and sales of property provisions. 

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