Are record-low interest rates masking high-cost mortgage lending?

Are record-low interest rates masking high-cost mortgage lending?

Five leading economists weigh in and the answer may surprise you

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Lending / The Ticker

Mortgage lending demand picks up as housing improves

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In the boom time of housing, there were an abundance of lenders spreading funds to all sorts of borrowers.

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But with major mortgage lenders including BofA, Citigroup (C) and Morgan Stanley (MS) today burdened by MBS liability and tough mortgage memories, there may be a shortage of willing lenders, especially at the margin of borrower qualification.

Source: Seeking Alpha
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