Are record-low interest rates masking high-cost mortgage lending?

Are record-low interest rates masking high-cost mortgage lending?

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The government’s incredible shrinking mortgage mod program

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The U.S. government's effort to help struggling homeowners is approaching a standstill, and the number of homeowners in ongoing mortgage modifications could start shrinking in several months if current trends continue, according to a ProPublica analysis of Treasury Department data. A year and a half into the program, the number of homeowners defaulting on their modified loans has been fast approaching the number of new modifications.

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